Psychology at South Texas College
Associate's Degree
Analysis
South Texas College's associate program in psychology starts graduates at barely $19,500—landing in just the 11th percentile nationally and 25th in Texas. Even the lowest-earning comparable program in the state (El Paso Community College) pays $1,000 more at the starting gate. For context, Austin Community College District's psychology graduates earn over 50% more in their first year.
The modest debt load of $7,743 is the only bright spot here, coming in well below both state and national medians. The 28% earnings growth over four years looks encouraging on paper, but it's recovering from an unusually low baseline—even after four years, graduates earn just $25,000, barely matching what most Texas psychology associate programs pay right out of the gate. The debt-to-earnings ratio of 0.40 is reasonable, but that's cold comfort when the absolute earnings are this low.
For families in the McAllen area where cost of living is lower than major Texas metros, this program offers an affordable entry point into higher education. However, parents should understand their child will likely need to pursue further education or change fields to reach a livable wage. If psychology is the goal, your student would be better served at one of the higher-performing Texas community colleges, even if it means relocating temporarily.
Where South Texas College Stands
Earnings vs. debt across all psychology associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How South Texas College graduates compare to all programs nationally
South Texas College graduates earn $20k, placing them in the 11th percentile of all psychology associates programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Texas
Psychology associates's programs at peer institutions in Texas (37 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| South Texas College | $19,552 | $24,968 | $7,743 | 0.40 |
| Austin Community College District | $29,930 | $34,031 | $13,956 | 0.47 |
| Tyler Junior College | $26,982 | $26,922 | $17,239 | 0.64 |
| Navarro College | $26,236 | $28,912 | $14,750 | 0.56 |
| Amarillo College | $25,076 | $26,513 | $18,503 | 0.74 |
| El Paso Community College | $20,644 | $21,851 | $5,400 | 0.26 |
| National Median | $26,232 | — | $11,198 | 0.43 |
Other Psychology Programs in Texas
Compare tuition, earnings, and debt across Texas schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Austin Community College District Austin | $2,550 | $29,930 | $13,956 |
| Tyler Junior College Tyler | $3,112 | $26,982 | $17,239 |
| Navarro College Corsicana | $3,008 | $26,236 | $14,750 |
| Amarillo College Amarillo | $2,136 | $25,076 | $18,503 |
| El Paso Community College El Paso | $3,274 | $20,644 | $5,400 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At South Texas College, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 46 graduates with reported earnings and 41 graduates with debt data. Small samples may not be representative.