Analysis
Navarro College's Psychology associate degree produces graduates earning slightly above the Texas median, ranking in the 60th percentile statewide—a meaningful advantage in a state with 37 competing programs. First-year earnings of $26,236 beat most regional competitors, though they trail Austin Community College's $29,930. The modest debt load of $14,750 sits below Texas averages, creating a manageable debt-to-earnings ratio that many psychology programs struggle to achieve.
The 10% earnings growth from year one to year four suggests graduates are finding ways to leverage their degree, whether through bachelor's completion or direct career advancement. This upward trajectory matters for an associate degree that often serves as a stepping stone. At a school where about one-third of students receive Pell grants, keeping debt under $15,000 while maintaining above-median earnings positions graduates for reasonable financial stability or further education without crushing debt.
The small sample size (under 30 graduates) means these numbers could shift with future cohorts, but the core value proposition looks solid: lower-than-average debt with better-than-average Texas outcomes. For families considering a two-year psychology degree in East Texas, Navarro delivers competitive results at a manageable price point, particularly if the goal is either entering the workforce quickly or transferring to complete a bachelor's degree.
Where Navarro College Stands
Earnings vs. debt across all psychology associates's programs nationally
Earnings Distribution
How Navarro College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Navarro College | $26,236 | $28,912 | +10% |
| Austin Community College District | $29,930 | $34,031 | +14% |
| Tyler Junior College | $26,982 | $26,922 | -0% |
| Amarillo College | $25,076 | $26,513 | +6% |
| South Texas College | $19,552 | $24,968 | +28% |
Compare to Similar Programs in Texas
Psychology associates's programs at peer institutions in Texas (37 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $3,008 | $26,236 | $28,912 | $14,750 | 0.56 | |
| $2,550 | $29,930 | $34,031 | $13,956 | 0.47 | |
| $3,112 | $26,982 | $26,922 | $17,239 | 0.64 | |
| $2,136 | $25,076 | $26,513 | $18,503 | 0.74 | |
| $3,274 | $20,644 | $21,851 | $5,400 | 0.26 | |
| $4,920 | $19,552 | $24,968 | $7,743 | 0.40 | |
| National Median | — | $26,232 | — | $11,198 | 0.43 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Navarro College, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 17 graduates with reported earnings and 39 graduates with debt data. Small samples may not be representative.