Median Earnings (1yr)
$24,139
23rd percentile (40th in NJ)
Median Debt
$12,182
28% above national median
Debt-to-Earnings
0.50
Manageable
Sample Size
558
Adequate data

Analysis

This Allied Health and Medical Assisting program at American Institute-Somerset presents a mixed picture that warrants careful consideration. While the debt load is relatively manageable at $12,182—higher than typical for this field but not crushing—the earnings are concerning. Graduates earn $24,139 in their first year, which falls in just the 23rd percentile nationally and 40th percentile within New Jersey. This means most similar programs elsewhere produce significantly better outcomes.

The New Jersey context is particularly important here. The state median for this program type is $27,871, and top performers like Eastwick College-Ramsey generate first-year earnings of $33,265—nearly $10,000 more than this program. Even accounting for the reasonable debt-to-earnings ratio of 0.50, graduates are earning substantially less than peers from other New Jersey schools in the same field.

The program does serve a predominantly low-income student population (82% receive Pell grants), which adds social value, but from a pure financial return perspective, your child would likely fare better at other New Jersey institutions offering allied health programs. The modest 9% earnings growth over four years suggests limited advancement potential. Given the competitive landscape in New Jersey, I'd recommend exploring higher-performing alternatives like Eastwick or Lincoln Technical Institute before committing to this program.

Where American Institute-Somerset Stands

Earnings vs. debt across all allied health and medical assisting services certificate's programs nationally

American Institute-SomersetOther allied health and medical assisting services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How American Institute-Somerset graduates compare to all programs nationally

American Institute-Somerset graduates earn $24k, placing them in the 23th percentile of all allied health and medical assisting services certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Allied Health and Medical Assisting Services certificate's programs at peer institutions in New Jersey (36 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
American Institute-Somerset$24,139$26,393$12,1820.50
Eastwick College-Ramsey$33,265$33,388$10,1660.31
Eastwick College-Nutley$32,483$32,109$9,5000.29
ASI Career Institute$31,485—$4,2710.14
Lincoln Technical Institute-Paramus$30,787$29,689$10,9160.35
Lincoln Technical Institute-Iselin$30,787$29,689$10,9160.35
National Median$27,186—$9,5000.35

Other Allied Health and Medical Assisting Services Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Eastwick College-Ramsey
Ramsey
$17,028$33,265$10,166
Eastwick College-Nutley
Nutley
$14,846$32,483$9,500
ASI Career Institute
Turnersville
—$31,485$4,271
Lincoln Technical Institute-Paramus
Paramus
—$30,787$10,916
Lincoln Technical Institute-Iselin
Iselin
—$30,787$10,916

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At American Institute-Somerset, approximately 82% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 558 graduates with reported earnings and 644 graduates with debt data. Small samples may not be representative.