Allied Health and Medical Assisting Services at American Institute-Toms River
Undergraduate Certificate or Diploma
Analysis
This allied health program at American Institute-Toms River presents a concerning value proposition, with graduates earning significantly less than peers across both New Jersey and the nation. At $24,139 in first-year earnings, graduates earn about $3,700 less than the typical New Jersey medical assistant and $3,000 below the national average—ranking in just the 23rd percentile nationally and 40th percentile within New Jersey.
The program does offer one clear advantage: relatively low debt burden. At $12,182, graduates carry about $2,700 more debt than typical programs, but the debt-to-earnings ratio of 0.50 means students can theoretically pay off their loans with half their first year's salary. However, this positive is undermined by the below-market earnings that persist even four years post-graduation ($26,393 versus $27,871 state median). When you compare this to top-performing New Jersey programs like Eastwick College-Ramsey, where graduates earn $33,265, the earnings gap becomes stark—nearly $7,000 less in first-year income.
For anxious parents, the numbers suggest this program struggles to position graduates competitively in the job market. While the debt load is manageable and the field offers job stability, your child would likely earn more from comparable programs at other New Jersey institutions. Given the robust sample size of 100+ graduates, these results reflect a consistent pattern rather than statistical noise.
Where American Institute-Toms River Stands
Earnings vs. debt across all allied health and medical assisting services certificate's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How American Institute-Toms River graduates compare to all programs nationally
American Institute-Toms River graduates earn $24k, placing them in the 23th percentile of all allied health and medical assisting services certificate programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in New Jersey
Allied Health and Medical Assisting Services certificate's programs at peer institutions in New Jersey (36 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| American Institute-Toms River | $24,139 | $26,393 | $12,182 | 0.50 |
| Eastwick College-Ramsey | $33,265 | $33,388 | $10,166 | 0.31 |
| Eastwick College-Nutley | $32,483 | $32,109 | $9,500 | 0.29 |
| ASI Career Institute | $31,485 | — | $4,271 | 0.14 |
| Lincoln Technical Institute-Paramus | $30,787 | $29,689 | $10,916 | 0.35 |
| Lincoln Technical Institute-Iselin | $30,787 | $29,689 | $10,916 | 0.35 |
| National Median | $27,186 | — | $9,500 | 0.35 |
Other Allied Health and Medical Assisting Services Programs in New Jersey
Compare tuition, earnings, and debt across New Jersey schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Eastwick College-Ramsey Ramsey | $17,028 | $33,265 | $10,166 |
| Eastwick College-Nutley Nutley | $14,846 | $32,483 | $9,500 |
| ASI Career Institute Turnersville | — | $31,485 | $4,271 |
| Lincoln Technical Institute-Paramus Paramus | — | $30,787 | $10,916 |
| Lincoln Technical Institute-Iselin Iselin | — | $30,787 | $10,916 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At American Institute-Toms River, approximately 78% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 558 graduates with reported earnings and 644 graduates with debt data. Small samples may not be representative.