Analysis
Arkansas Tech's psychology program starts graduates at just $27,213—nearly $4,000 below the national median and about $2,000 below Arkansas's already modest state average. While the program sits at the 40th percentile within Arkansas, that's faint praise given that psychology graduates across the state face some of the nation's toughest earnings prospects. The program does manage to keep debt slightly below $24,000, which at least beats the national median.
The 32% earnings growth over four years helps somewhat, pushing graduates to nearly $36,000 by year four. That's meaningful improvement, though it still leaves graduates earning less than peers from John Brown University earn right out of college. For a family making this investment, the debt-to-earnings ratio of 0.88 means nearly a full year's salary goes toward paying off loans—manageable but hardly comfortable, especially starting from such a low base.
If your child is set on psychology at Arkansas Tech, frame it as a stepping stone to graduate work rather than a career endpoint. The bachelor's alone won't provide financial security quickly, but with low debt and eventual earnings growth, it's not crushing either. For families prioritizing affordability and access (note the 96% admission rate), this path works—just know you're accepting below-average earnings in exchange for a relatively open door.
Where Arkansas Tech University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Arkansas Tech University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Arkansas Tech University | $27,213 | $35,984 | +32% |
| University of Arkansas | $31,866 | $44,385 | +39% |
| Harding University | $29,219 | $42,268 | +45% |
| University of Arkansas at Pine Bluff | $27,486 | $39,407 | +43% |
| Henderson State University | $21,846 | $38,734 | +77% |
Compare to Similar Programs in Arkansas
Psychology bachelors's programs at peer institutions in Arkansas (19 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $8,508 | $27,213 | $35,984 | $23,910 | 0.88 | |
| $30,832 | $35,294 | — | $26,544 | 0.75 | |
| $8,455 | $32,522 | $34,282 | $28,646 | 0.88 | |
| $9,748 | $31,866 | $44,385 | $24,463 | 0.77 | |
| $9,820 | $31,426 | $33,636 | $20,408 | 0.65 | |
| $6,906 | $29,853 | $35,086 | $22,500 | 0.75 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Arkansas Tech University, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 68 graduates with reported earnings and 86 graduates with debt data. Small samples may not be representative.