Median Earnings (1yr)
$29,853
36th percentile
60th percentile in Arkansas
Median Debt
$22,500
12% below national median

Analysis

Among Arkansas psychology programs, University of Arkansas-Fort Smith occupies an interesting middle ground—outperforming the state median by nearly $2,000 while keeping debt manageable at $22,500. That 60th percentile state ranking matters for families considering in-state options, though graduates still earn about $1,600 less than the national median for psychology majors. The debt-to-earnings ratio of 0.75 is reasonable, meaning graduates owe roughly nine months of their first-year salary.

The trajectory shows steady progress, with earnings climbing 18% to $35,086 by year four. This growth pattern is typical for psychology degrees, where entry-level roles often lead to better-positioned positions after establishing work experience. However, even at year four, these graduates trail John Brown University's first-year earners by about $200. The moderate sample size suggests these numbers reflect actual program outcomes rather than statistical noise.

For families weighing cost against outcomes, this program delivers respectable value if your student plans to work in Arkansas, where the cost of living makes these salaries more livable than they might appear. The $22,500 debt load is about $2,000 below the state average for psychology programs. Just understand that psychology bachelor's degrees typically require graduate education or strategic career pivoting to reach higher earning potential—this program prepares students for that path without crushing debt.

Where University of Arkansas-Fort Smith Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How University of Arkansas-Fort Smith graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of Arkansas-Fort Smith$29,853$35,086+18%
University of Arkansas$31,866$44,385+39%
Harding University$29,219$42,268+45%
University of Arkansas at Pine Bluff$27,486$39,407+43%
Henderson State University$21,846$38,734+77%

Compare to Similar Programs in Arkansas

Psychology bachelors's programs at peer institutions in Arkansas (19 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Arkansas-Fort SmithFort Smith$6,906$29,853$35,086$22,5000.75
John Brown UniversitySiloam Springs$30,832$35,294$26,5440.75
University of Arkansas at Little RockLittle Rock$8,455$32,522$34,282$28,6460.88
University of ArkansasFayetteville$9,748$31,866$44,385$24,4630.77
Southern Arkansas University Main CampusMagnolia$9,820$31,426$33,636$20,4080.65
University of Central ArkansasConway$10,118$29,431$38,715$24,9740.85
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Arkansas-Fort Smith, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 32 graduates with reported earnings and 36 graduates with debt data. Small samples may not be representative.