Median Earnings (1yr)
$29,853
36th percentile (60th in AR)
Median Debt
$22,500
12% below national median
Debt-to-Earnings
0.75
Manageable
Sample Size
32
Adequate data

Analysis

Among Arkansas psychology programs, University of Arkansas-Fort Smith occupies an interesting middle ground—outperforming the state median by nearly $2,000 while keeping debt manageable at $22,500. That 60th percentile state ranking matters for families considering in-state options, though graduates still earn about $1,600 less than the national median for psychology majors. The debt-to-earnings ratio of 0.75 is reasonable, meaning graduates owe roughly nine months of their first-year salary.

The trajectory shows steady progress, with earnings climbing 18% to $35,086 by year four. This growth pattern is typical for psychology degrees, where entry-level roles often lead to better-positioned positions after establishing work experience. However, even at year four, these graduates trail John Brown University's first-year earners by about $200. The moderate sample size suggests these numbers reflect actual program outcomes rather than statistical noise.

For families weighing cost against outcomes, this program delivers respectable value if your student plans to work in Arkansas, where the cost of living makes these salaries more livable than they might appear. The $22,500 debt load is about $2,000 below the state average for psychology programs. Just understand that psychology bachelor's degrees typically require graduate education or strategic career pivoting to reach higher earning potential—this program prepares students for that path without crushing debt.

Where University of Arkansas-Fort Smith Stands

Earnings vs. debt across all psychology bachelors's programs nationally

University of Arkansas-Fort SmithOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Arkansas-Fort Smith graduates compare to all programs nationally

University of Arkansas-Fort Smith graduates earn $30k, placing them in the 36th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Arkansas

Psychology bachelors's programs at peer institutions in Arkansas (19 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Arkansas-Fort Smith$29,853$35,086$22,5000.75
John Brown University$35,294—$26,5440.75
University of Arkansas at Little Rock$32,522$34,282$28,6460.88
University of Arkansas$31,866$44,385$24,4630.77
Southern Arkansas University Main Campus$31,426$33,636$20,4080.65
University of Central Arkansas$29,431$38,715$24,9740.85
National Median$31,482—$25,5000.81

Other Psychology Programs in Arkansas

Compare tuition, earnings, and debt across Arkansas schools

SchoolIn-State TuitionEarnings (1yr)Debt
John Brown University
Siloam Springs
$30,832$35,294$26,544
University of Arkansas at Little Rock
Little Rock
$8,455$32,522$28,646
University of Arkansas
Fayetteville
$9,748$31,866$24,463
Southern Arkansas University Main Campus
Magnolia
$9,820$31,426$20,408
University of Central Arkansas
Conway
$10,118$29,431$24,974

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Arkansas-Fort Smith, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 32 graduates with reported earnings and 36 graduates with debt data. Small samples may not be representative.