Analysis
Among Arkansas psychology programs, University of Arkansas-Fort Smith occupies an interesting middle ground—outperforming the state median by nearly $2,000 while keeping debt manageable at $22,500. That 60th percentile state ranking matters for families considering in-state options, though graduates still earn about $1,600 less than the national median for psychology majors. The debt-to-earnings ratio of 0.75 is reasonable, meaning graduates owe roughly nine months of their first-year salary.
The trajectory shows steady progress, with earnings climbing 18% to $35,086 by year four. This growth pattern is typical for psychology degrees, where entry-level roles often lead to better-positioned positions after establishing work experience. However, even at year four, these graduates trail John Brown University's first-year earners by about $200. The moderate sample size suggests these numbers reflect actual program outcomes rather than statistical noise.
For families weighing cost against outcomes, this program delivers respectable value if your student plans to work in Arkansas, where the cost of living makes these salaries more livable than they might appear. The $22,500 debt load is about $2,000 below the state average for psychology programs. Just understand that psychology bachelor's degrees typically require graduate education or strategic career pivoting to reach higher earning potential—this program prepares students for that path without crushing debt.
Where University of Arkansas-Fort Smith Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How University of Arkansas-Fort Smith graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Arkansas-Fort Smith | $29,853 | $35,086 | +18% |
| University of Arkansas | $31,866 | $44,385 | +39% |
| Harding University | $29,219 | $42,268 | +45% |
| University of Arkansas at Pine Bluff | $27,486 | $39,407 | +43% |
| Henderson State University | $21,846 | $38,734 | +77% |
Compare to Similar Programs in Arkansas
Psychology bachelors's programs at peer institutions in Arkansas (19 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $6,906 | $29,853 | $35,086 | $22,500 | 0.75 | |
| $30,832 | $35,294 | — | $26,544 | 0.75 | |
| $8,455 | $32,522 | $34,282 | $28,646 | 0.88 | |
| $9,748 | $31,866 | $44,385 | $24,463 | 0.77 | |
| $9,820 | $31,426 | $33,636 | $20,408 | 0.65 | |
| $10,118 | $29,431 | $38,715 | $24,974 | 0.85 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Arkansas-Fort Smith, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 32 graduates with reported earnings and 36 graduates with debt data. Small samples may not be representative.