Median Earnings (1yr)
$29,431
33rd percentile (60th in AR)
Median Debt
$24,974
2% below national median
Debt-to-Earnings
0.85
Manageable
Sample Size
113
Adequate data

Analysis

UCA's psychology program starts below both the national median and most Arkansas competitors, but the earnings trajectory tells a more interesting story. While graduates earn just $29,431 in their first year—trailing John Brown by nearly $6,000—they see 32% earnings growth by year four, reaching $38,715. That's the kind of progression that suggests graduates are finding their footing in the job market, though it's worth noting that even after this growth, they're still playing catch-up with peers from top Arkansas programs.

The debt burden of $24,974 is reasonable for what you're getting, representing less than a year's starting salary. Among Arkansas psychology programs, this ranks in the 60th percentile for earnings—essentially middle-of-the-pack performance at a school that admits 90% of applicants. The combination of accessible admissions and moderate debt makes this a lower-risk option compared to more selective schools charging similar amounts.

For an Arkansas family choosing between in-state psychology programs, UCA offers solid value if your student needs the broader admission criteria. The earnings growth suggests graduates aren't stuck at entry-level wages, though you should understand they'll likely start in lower-paying positions than peers at University of Arkansas or John Brown. If your student is set on psychology and needs an accessible path, the numbers work—just set realistic expectations for that first year out of college.

Where University of Central Arkansas Stands

Earnings vs. debt across all psychology bachelors's programs nationally

University of Central ArkansasOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Central Arkansas graduates compare to all programs nationally

University of Central Arkansas graduates earn $29k, placing them in the 33th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Arkansas

Psychology bachelors's programs at peer institutions in Arkansas (19 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Central Arkansas$29,431$38,715$24,9740.85
John Brown University$35,294—$26,5440.75
University of Arkansas at Little Rock$32,522$34,282$28,6460.88
University of Arkansas$31,866$44,385$24,4630.77
Southern Arkansas University Main Campus$31,426$33,636$20,4080.65
University of Arkansas-Fort Smith$29,853$35,086$22,5000.75
National Median$31,482—$25,5000.81

Other Psychology Programs in Arkansas

Compare tuition, earnings, and debt across Arkansas schools

SchoolIn-State TuitionEarnings (1yr)Debt
John Brown University
Siloam Springs
$30,832$35,294$26,544
University of Arkansas at Little Rock
Little Rock
$8,455$32,522$28,646
University of Arkansas
Fayetteville
$9,748$31,866$24,463
Southern Arkansas University Main Campus
Magnolia
$9,820$31,426$20,408
University of Arkansas-Fort Smith
Fort Smith
$6,906$29,853$22,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Central Arkansas, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 113 graduates with reported earnings and 144 graduates with debt data. Small samples may not be representative.