Median Earnings (1yr)
$31,426
50th percentile
60th percentile in Arkansas
Median Debt
$20,408
20% below national median

Analysis

Southern Arkansas University's psychology program lands squarely in the middle nationally but performs better than most Arkansas options, ranking in the 60th percentile among state programs. While its first-year earnings of $31,426 aren't exceptional, they beat the state median by roughly $2,000—meaningful in Arkansas's lower cost-of-living environment. The modest 7% earnings growth over four years suggests relatively stable, if not spectacular, career prospects.

The real advantage here is debt. At $20,408, graduates carry about $5,000 less than the Arkansas median and substantially less than the $25,500 national figure. This translates to a 0.65 debt-to-earnings ratio, which means manageable monthly payments even on entry-level psychology salaries. For context, first-year earnings cover the debt burden in less than eight months of gross income—a favorable position compared to many psychology programs that leave graduates with heavier loan burdens and similar pay.

The caveat: this data comes from fewer than 30 graduates, so individual outcomes could vary more than these medians suggest. Still, for Arkansas families seeking an affordable path to a psychology degree without leaving the state, SAU combines below-average debt with above-average in-state outcomes. The program won't launch graduates into high-paying careers immediately, but it positions them reasonably well for graduate school or entry-level work without crushing debt.

Where Southern Arkansas University Main Campus Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How Southern Arkansas University Main Campus graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Southern Arkansas University Main Campus$31,426$33,636+7%
University of Arkansas$31,866$44,385+39%
Harding University$29,219$42,268+45%
University of Arkansas at Pine Bluff$27,486$39,407+43%
Henderson State University$21,846$38,734+77%

Compare to Similar Programs in Arkansas

Psychology bachelors's programs at peer institutions in Arkansas (19 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Southern Arkansas University Main CampusMagnolia$9,820$31,426$33,636$20,4080.65
John Brown UniversitySiloam Springs$30,832$35,294$26,5440.75
University of Arkansas at Little RockLittle Rock$8,455$32,522$34,282$28,6460.88
University of ArkansasFayetteville$9,748$31,866$44,385$24,4630.77
University of Arkansas-Fort SmithFort Smith$6,906$29,853$35,086$22,5000.75
University of Central ArkansasConway$10,118$29,431$38,715$24,9740.85
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Southern Arkansas University Main Campus, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 16 graduates with reported earnings and 23 graduates with debt data. Small samples may not be representative.