Analysis
Southern Arkansas University's psychology program lands squarely in the middle nationally but performs better than most Arkansas options, ranking in the 60th percentile among state programs. While its first-year earnings of $31,426 aren't exceptional, they beat the state median by roughly $2,000—meaningful in Arkansas's lower cost-of-living environment. The modest 7% earnings growth over four years suggests relatively stable, if not spectacular, career prospects.
The real advantage here is debt. At $20,408, graduates carry about $5,000 less than the Arkansas median and substantially less than the $25,500 national figure. This translates to a 0.65 debt-to-earnings ratio, which means manageable monthly payments even on entry-level psychology salaries. For context, first-year earnings cover the debt burden in less than eight months of gross income—a favorable position compared to many psychology programs that leave graduates with heavier loan burdens and similar pay.
The caveat: this data comes from fewer than 30 graduates, so individual outcomes could vary more than these medians suggest. Still, for Arkansas families seeking an affordable path to a psychology degree without leaving the state, SAU combines below-average debt with above-average in-state outcomes. The program won't launch graduates into high-paying careers immediately, but it positions them reasonably well for graduate school or entry-level work without crushing debt.
Where Southern Arkansas University Main Campus Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Southern Arkansas University Main Campus graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Southern Arkansas University Main Campus | $31,426 | $33,636 | +7% |
| University of Arkansas | $31,866 | $44,385 | +39% |
| Harding University | $29,219 | $42,268 | +45% |
| University of Arkansas at Pine Bluff | $27,486 | $39,407 | +43% |
| Henderson State University | $21,846 | $38,734 | +77% |
Compare to Similar Programs in Arkansas
Psychology bachelors's programs at peer institutions in Arkansas (19 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,820 | $31,426 | $33,636 | $20,408 | 0.65 | |
| $30,832 | $35,294 | — | $26,544 | 0.75 | |
| $8,455 | $32,522 | $34,282 | $28,646 | 0.88 | |
| $9,748 | $31,866 | $44,385 | $24,463 | 0.77 | |
| $6,906 | $29,853 | $35,086 | $22,500 | 0.75 | |
| $10,118 | $29,431 | $38,715 | $24,974 | 0.85 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southern Arkansas University Main Campus, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 16 graduates with reported earnings and 23 graduates with debt data. Small samples may not be representative.