Median Earnings (1yr)
$38,750
20th percentile (40th in TN)
Median Debt
$22,605
13% below national median
Debt-to-Earnings
0.58
Manageable
Sample Size
70
Adequate data

Analysis

Austin Peay's business graduates earn about $15,000 less annually than peers at Tennessee's flagship university in Knoxville, landing in the bottom fifth nationally but near the middle of Tennessee programs. While $38,750 might sound reasonable for a first job, it's about $4,000 below what the typical Tennessee business graduate makes and $7,000 below the national figure. For a school with a 96% admission rate serving many first-generation students (nearly half receive Pell grants), these outcomes deserve scrutiny.

The debt picture offers some relief: at $22,605, graduates borrow roughly $3,000 less than state and national medians. The debt-to-earnings ratio of 0.58 means borrowers face payments that are manageable, though not comfortable given the lower starting salary. This isn't a debt crisis, but neither is it a bargain when you consider that graduates from Union University or Tennessee Wesleyan—schools with similar regional profiles—earn $20,000 more annually while carrying comparable debt loads.

For families considering Austin Peay primarily for affordability or location convenience in the Clarksville area, this program won't derail financial futures. But if your child can access Tennessee's stronger business programs through scholarships or in-state options, the earnings gap is too significant to ignore. The $20,000 annual difference compounds dramatically over a career.

Where Austin Peay State University Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Austin Peay State UniversityOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Austin Peay State University graduates compare to all programs nationally

Austin Peay State University graduates earn $39k, placing them in the 20th percentile of all business administration, management and operations bachelors programs nationally.

Compare to Similar Programs in Tennessee

Business Administration, Management and Operations bachelors's programs at peer institutions in Tennessee (38 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Austin Peay State University$38,750—$22,6050.58
The University of Tennessee-Knoxville$59,147$68,864$20,5000.35
Tennessee Wesleyan University$58,859$51,442$29,7500.51
Rhodes College$58,550$72,782$22,2400.38
Union University$58,201$36,947$33,3330.57
Bryan College-Dayton$52,528—$27,0000.51
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
The University of Tennessee-Knoxville
Knoxville
$13,484$59,147$20,500
Tennessee Wesleyan University
Athens
$29,264$58,859$29,750
Rhodes College
Memphis
$54,892$58,550$22,240
Union University
Jackson
$38,450$58,201$33,333
Bryan College-Dayton
Dayton
$18,900$52,528$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Austin Peay State University, approximately 46% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 70 graduates with reported earnings and 79 graduates with debt data. Small samples may not be representative.