Analysis
A debt-to-earnings ratio of 0.49 suggests manageable financing, but the reality is less certain than it appears. Similar accounting programs in Florida typically produce first-year earnings around $52,000, while graduates here are estimated to carry about $25,000 in debt—figures that align with state medians but fall well short of what the top Florida programs deliver. When UF accounting graduates start at $65,000 and even mid-tier state schools are placing grads above $55,000, the estimated outcomes here sit at the lower end of the competitive range.
The challenge is that these are educated guesses based on peer programs, not actual outcomes from Ave Maria's accounting graduates. Florida's accounting market is robust, with 42 programs competing for placement in a state with strong demand for accountants. Whether this specific program delivers on that estimated $52,000 figure—or whether its smaller size and different institutional focus create different outcomes—remains unclear without reported data.
For parents, this means weighing affordability against uncertainty. The estimated debt load won't crush your child financially if the earnings materialize, but you're essentially betting on a program performing at the state median when comparable data suggests Florida's accounting landscape rewards students at larger, more established programs with stronger employer pipelines. If your child has admission offers from schools with reported outcomes, particularly the public universities showing $56,000-plus starting salaries, those represent known quantities rather than projections.
Where Ave Maria University Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Compare to Similar Programs in Florida
Accounting bachelors's programs at peer institutions in Florida (42 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $28,222 | $51,837* | — | $25,250* | — | |
| $6,381 | $65,144* | $75,355 | $18,003* | 0.28 | |
| $6,389 | $58,514* | $66,355 | $22,615* | 0.39 | |
| $4,879 | $56,600* | $60,630 | $19,431* | 0.34 | |
| $5,656 | $55,626* | $74,193 | $18,625* | 0.33 | |
| $6,368 | $55,203* | $68,209 | $19,736* | 0.36 | |
| National Median | — | $53,694* | — | $25,000* | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Ave Maria University, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 22 similar programs in FL. Actual outcomes may vary.