Analysis
A Bachelor's in Finance from Ave Maria University comes with an estimated debt load of $24,028—right in line with the national median—but the earnings picture based on comparable Florida programs tells a more complicated story. At roughly $51,600 in first-year earnings, this tracks with the state median for finance degrees but falls well short of what Florida's flagship programs deliver. University of Florida and University of Miami finance graduates earn around $70,000, nearly $19,000 more, while even mid-tier state schools like Florida State and UCF exceed $56,000.
The debt-to-earnings ratio of 0.47 suggests manageable repayment on paper—you're looking at debt equal to about half a year's salary. For a finance degree, that's workable. But the gap between Ave Maria's estimated outcomes and those from better-established Florida programs raises questions about recruiting pipelines and employer networks. Finance careers often hinge on internship access and alumni connections in financial hubs like Miami, Tampa, or Jacksonville.
For families choosing Ave Maria for its Catholic identity and smaller environment, understand that you may be trading some career acceleration for those values. The debt burden isn't alarming, but if your child plans to compete for analyst positions at major banks or investment firms, they'll need to offset any school-based disadvantage through aggressive internship hunting and networking—work that comes more readily at programs with deeper finance industry ties.
Where Ave Maria University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Compare to Similar Programs in Florida
Finance and Financial Management Services bachelors's programs at peer institutions in Florida (30 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $28,222 | $51,633* | — | $24,028* | — | |
| $6,381 | $70,663* | $83,279 | $17,954* | 0.25 | |
| $59,926 | $70,352* | $89,692 | $14,500* | 0.21 | |
| $5,656 | $56,516* | $75,328 | $18,162* | 0.32 | |
| $6,368 | $56,415* | $66,928 | $18,843* | 0.33 | |
| $6,118 | $55,882* | $70,927 | $21,239* | 0.38 | |
| National Median | — | $53,590* | — | $23,332* | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Ave Maria University, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 15 similar programs in FL. Actual outcomes may vary.