Analysis
A debt-to-earnings ratio of 0.67 looks manageable on paper, but the underlying numbers for Baldwin Wallace's software program deserve scrutiny. Based on comparable bachelor's programs nationally, first-year earnings around $38,000 paired with roughly $25,600 in debt suggest graduates would need about eight months of gross income to clear their loans—faster than many degrees. However, this estimate falls well short of what strong tech programs typically deliver. The national 75th percentile sits at $52,000, meaning better-performing software programs are launching graduates with nearly 40% higher starting salaries.
The Ohio context makes this more complicated. State peers in this field report a median of $32,000 in earnings but also carry significantly higher debt loads (nearly $49,000), which would create a much tougher financial picture. If Baldwin Wallace's actual outcomes align more closely with these peer estimates than the national baseline, that would represent better relative positioning within Ohio—though still concerning absolute numbers for a field where skilled graduates should command higher starting salaries. The tech sector typically rewards computer science and software engineering graduates more generously than media-focused programs, so the specific curriculum emphasis matters considerably here.
Without actual reported outcomes for this specific program, you're essentially betting on proximity to either the more optimistic national pattern or the tougher Ohio reality. For a field where starting salary matters tremendously for career trajectory, that's meaningful uncertainty about a six-figure investment.
Where Baldwin Wallace University Stands
Earnings vs. debt across all computer software and media applications bachelors's programs nationally
Compare to Similar Programs in Ohio
Computer Software and Media Applications bachelors's programs at peer institutions in Ohio (11 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $37,938 | $38,234* | — | $25,603* | — | |
| $17,488 | $32,159* | $38,887 | $48,849* | 1.52 | |
| National Median | — | $38,234* | — | $27,000* | 0.71 |
Career Paths
Occupations commonly associated with computer software and media applications graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Special Effects Artists and Animators
Computer Programmers
Web Developers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Baldwin Wallace University, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 55 similar programs. Actual outcomes may vary.