Analysis
Ball State's social work graduates earn nearly $1,300 more than the typical Indiana program and about $1,800 above the national median—modest premiums, but they matter in a field where earnings rarely exceed $45,000 early in a career. At 60th percentile statewide, this program lands solidly in the middle tier of Indiana's 23 social work programs, trailing IU's campuses but performing competitively with most alternatives. The debt picture strengthens the case: at $23,900, graduates here borrow roughly $3,000 less than the state median, making this one of the more affordable social work degrees in Indiana.
The debt-to-earnings ratio of 0.61 means graduates owe about seven months of their starting salary—manageable territory for a helping profession. Earnings growth to $42,239 by year four tracks the typical trajectory for social workers, who see steady but modest income progression. For families prioritizing both outcomes and affordability, Ball State delivers a clear advantage over pricier in-state options.
The math works if your child is committed to social work and wants to stay in Indiana. They'll graduate with less debt than most peers and earn slightly above average from day one. It's not a path to high earnings, but that's true of social work generally—what matters here is that Ball State positions graduates about as well as possible given the field's salary constraints.
Where Ball State University Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How Ball State University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Ball State University | $39,094 | $42,239 | +8% |
| Indiana University-Bloomington | $39,695 | $46,124 | +16% |
| Indiana University-Indianapolis | $41,657 | $44,208 | +6% |
| Indiana University-South Bend | $37,812 | $43,993 | +16% |
| Indiana State University | $36,294 | $43,760 | +21% |
Compare to Similar Programs in Indiana
Social Work bachelors's programs at peer institutions in Indiana (23 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $10,758 | $39,094 | $42,239 | $23,900 | 0.61 | |
| $10,449 | $41,657 | $44,208 | $18,410 | 0.44 | |
| $35,420 | $40,532 | $37,787 | — | — | |
| $11,790 | $39,695 | $46,124 | $14,506 | 0.37 | |
| $8,179 | $38,652 | $42,686 | $30,924 | 0.80 | |
| $10,110 | $38,324 | — | $53,229 | 1.39 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Ball State University, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 64 graduates with reported earnings and 91 graduates with debt data. Small samples may not be representative.