Median Earnings (1yr)
$38,652
64th percentile
60th percentile in Indiana
Median Debt
$30,924
17% above national median

Analysis

IU-Northwest's social work program sits comfortably in the middle of Indiana's offerings—ranking in the 60th percentile statewide—while keeping debt notably lower than most competitors. Starting at $38,652, graduates earn slightly above both the national and state medians, and they're doing it with about $4,000 less debt than the typical Indiana social work graduate. That 0.80 debt-to-earnings ratio means borrowers can expect to repay roughly what they earn in their first year, which is manageable for a helping profession known for modest pay scales.

The real advantage here is accessibility combined with reasonable outcomes. With a 77% admission rate and 43% of students on Pell grants, IU-Northwest serves a population that might otherwise struggle to access a bachelor's degree. Yes, top earners at IU-Indianapolis start about $3,000 higher, but they also graduate with more debt. The 10% earnings bump from year one to year four suggests steady career progression, though social work salaries rarely skyrocket regardless of where you study.

For families in Northwest Indiana looking at an affordable path into social work, this program delivers what it promises: legitimate credentials, below-average debt, and earnings that match or slightly exceed what social workers typically make. It's not the highest-earning option in the state, but the combination of lower debt and solid placement makes it a sensible choice for students committed to this field.

Where Indiana University-Northwest Stands

Earnings vs. debt across all social work bachelors's programs nationally

Earnings Distribution

How Indiana University-Northwest graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Indiana University-Northwest$38,652$42,686+10%
Indiana University-Bloomington$39,695$46,124+16%
Indiana University-Indianapolis$41,657$44,208+6%
Indiana University-South Bend$37,812$43,993+16%
Indiana State University$36,294$43,760+21%

Compare to Similar Programs in Indiana

Social Work bachelors's programs at peer institutions in Indiana (23 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Indiana University-NorthwestGary$8,179$38,652$42,686$30,9240.80
Indiana University-IndianapolisIndianapolis$10,449$41,657$44,208$18,4100.44
University of Saint Francis-Fort WayneFort Wayne$35,420$40,532$37,787
Indiana University-BloomingtonBloomington$11,790$39,695$46,124$14,5060.37
Ball State UniversityMuncie$10,758$39,094$42,239$23,9000.61
Purdue University GlobalWest Lafayette$10,110$38,324$53,2291.39
National Median$37,296$26,3620.71

Career Paths

Occupations commonly associated with social work graduates

Social Work Teachers, Postsecondary

Teach courses in social work. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Social and Community Service Managers

Plan, direct, or coordinate the activities of a social service program or community outreach organization. Oversee the program or organization's budget and policies regarding participant involvement, program requirements, and benefits. Work may involve directing social workers, counselors, or probation officers.

$78,240/yrJobs growth:Bachelor's degree

Probation Officers and Correctional Treatment Specialists

Provide social services to assist in rehabilitation of law offenders in custody or on probation or parole. Make recommendations for actions involving formulation of rehabilitation plan and treatment of offender, including conditional release and education and employment stipulations.

$64,520/yrJobs growth:Bachelor's degree

Marriage and Family Therapists

Diagnose and treat mental and emotional disorders, whether cognitive, affective, or behavioral, within the context of marriage and family systems. Apply psychotherapeutic and family systems theories and techniques in the delivery of services to individuals, couples, and families for the purpose of treating such diagnosed nervous and mental disorders.

$63,780/yrJobs growth:Master's degree

Child, Family, and School Social Workers

Provide social services and assistance to improve the social and psychological functioning of children and their families and to maximize the family well-being and the academic functioning of children. May assist parents, arrange adoptions, and find foster homes for abandoned or abused children. In schools, they address such problems as teenage pregnancy, misbehavior, and truancy. May also advise teachers.

$61,330/yrJobs growth:

Healthcare Social Workers

Provide individuals, families, and groups with the psychosocial support needed to cope with chronic, acute, or terminal illnesses. Services include advising family caregivers. Provide patients with information and counseling, and make referrals for other services. May also provide case and care management or interventions designed to promote health, prevent disease, and address barriers to access to healthcare.

$61,330/yrJobs growth:

Mental Health and Substance Abuse Social Workers

Assess and treat individuals with mental, emotional, or substance abuse problems, including abuse of alcohol, tobacco, and/or other drugs. Activities may include individual and group therapy, crisis intervention, case management, client advocacy, prevention, and education.

$61,330/yrJobs growth:

Social Workers, All Other

All social workers not listed separately.

$61,330/yrJobs growth:

Counselors, All Other

All counselors not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Indiana University-Northwest, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 32 graduates with reported earnings and 53 graduates with debt data. Small samples may not be representative.