Analysis
IU-Northwest's social work program sits comfortably in the middle of Indiana's offerings—ranking in the 60th percentile statewide—while keeping debt notably lower than most competitors. Starting at $38,652, graduates earn slightly above both the national and state medians, and they're doing it with about $4,000 less debt than the typical Indiana social work graduate. That 0.80 debt-to-earnings ratio means borrowers can expect to repay roughly what they earn in their first year, which is manageable for a helping profession known for modest pay scales.
The real advantage here is accessibility combined with reasonable outcomes. With a 77% admission rate and 43% of students on Pell grants, IU-Northwest serves a population that might otherwise struggle to access a bachelor's degree. Yes, top earners at IU-Indianapolis start about $3,000 higher, but they also graduate with more debt. The 10% earnings bump from year one to year four suggests steady career progression, though social work salaries rarely skyrocket regardless of where you study.
For families in Northwest Indiana looking at an affordable path into social work, this program delivers what it promises: legitimate credentials, below-average debt, and earnings that match or slightly exceed what social workers typically make. It's not the highest-earning option in the state, but the combination of lower debt and solid placement makes it a sensible choice for students committed to this field.
Where Indiana University-Northwest Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How Indiana University-Northwest graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Indiana University-Northwest | $38,652 | $42,686 | +10% |
| Indiana University-Bloomington | $39,695 | $46,124 | +16% |
| Indiana University-Indianapolis | $41,657 | $44,208 | +6% |
| Indiana University-South Bend | $37,812 | $43,993 | +16% |
| Indiana State University | $36,294 | $43,760 | +21% |
Compare to Similar Programs in Indiana
Social Work bachelors's programs at peer institutions in Indiana (23 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $8,179 | $38,652 | $42,686 | $30,924 | 0.80 | |
| $10,449 | $41,657 | $44,208 | $18,410 | 0.44 | |
| $35,420 | $40,532 | $37,787 | — | — | |
| $11,790 | $39,695 | $46,124 | $14,506 | 0.37 | |
| $10,758 | $39,094 | $42,239 | $23,900 | 0.61 | |
| $10,110 | $38,324 | — | $53,229 | 1.39 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Indiana University-Northwest, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 32 graduates with reported earnings and 53 graduates with debt data. Small samples may not be representative.