Median Earnings (1yr)
$41,657
87th percentile (60th in IN)
Median Debt
$18,410
30% below national median
Debt-to-Earnings
0.44
Manageable
Sample Size
92
Adequate data

Analysis

Indiana University-Indianapolis's social work program delivers something relatively rare: above-national-average earnings combined with well-below-average debt. At $41,657 starting, graduates earn about $4,000 more than the national median for social work majors, placing this program in the 87th percentile nationally. More importantly, they're doing it with just $18,410 in debt—roughly $8,000 less than typical social work graduates carry. That 0.44 debt-to-earnings ratio means graduates owe less than half their first-year salary, making the financial burden quite manageable even in a traditionally lower-paying helping profession.

The program sits in the middle of Indiana's pack (60th percentile in-state), trailing more established campuses like IU-Bloomington and Ball State by a few thousand dollars. But those schools typically saddle students with significantly more debt. What matters here is the combination: decent starting pay that grows to $44,208 by year four, paired with debt levels that won't force graduates into higher-paying but less mission-aligned work just to make loan payments.

For families concerned about financing a social work degree—where passion often conflicts with practical financial concerns—this program offers a viable path. Your child can enter a field they care about without the crushing debt that sometimes forces career compromises.

Where Indiana University-Indianapolis Stands

Earnings vs. debt across all social work bachelors's programs nationally

Indiana University-IndianapolisOther social work programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Indiana University-Indianapolis graduates compare to all programs nationally

Indiana University-Indianapolis graduates earn $42k, placing them in the 87th percentile of all social work bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Indiana

Social Work bachelors's programs at peer institutions in Indiana (23 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Indiana University-Indianapolis$41,657$44,208$18,4100.44
University of Saint Francis-Fort Wayne$40,532$37,787——
Indiana University-Bloomington$39,695$46,124$14,5060.37
Ball State University$39,094$42,239$23,9000.61
Indiana University-Northwest$38,652$42,686$30,9240.80
Purdue University Global$38,324—$53,2291.39
National Median$37,296—$26,3620.71

Other Social Work Programs in Indiana

Compare tuition, earnings, and debt across Indiana schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Saint Francis-Fort Wayne
Fort Wayne
$35,420$40,532—
Indiana University-Bloomington
Bloomington
$11,790$39,695$14,506
Ball State University
Muncie
$10,758$39,094$23,900
Indiana University-Northwest
Gary
$8,179$38,652$30,924
Purdue University Global
West Lafayette
$10,110$38,324$53,229

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Indiana University-Indianapolis, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 92 graduates with reported earnings and 133 graduates with debt data. Small samples may not be representative.