Analysis
Indiana University-Indianapolis's social work program delivers something relatively rare: above-national-average earnings combined with well-below-average debt. At $41,657 starting, graduates earn about $4,000 more than the national median for social work majors, placing this program in the 87th percentile nationally. More importantly, they're doing it with just $18,410 in debt—roughly $8,000 less than typical social work graduates carry. That 0.44 debt-to-earnings ratio means graduates owe less than half their first-year salary, making the financial burden quite manageable even in a traditionally lower-paying helping profession.
The program sits in the middle of Indiana's pack (60th percentile in-state), trailing more established campuses like IU-Bloomington and Ball State by a few thousand dollars. But those schools typically saddle students with significantly more debt. What matters here is the combination: decent starting pay that grows to $44,208 by year four, paired with debt levels that won't force graduates into higher-paying but less mission-aligned work just to make loan payments.
For families concerned about financing a social work degree—where passion often conflicts with practical financial concerns—this program offers a viable path. Your child can enter a field they care about without the crushing debt that sometimes forces career compromises.
Where Indiana University-Indianapolis Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How Indiana University-Indianapolis graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Indiana University-Indianapolis | $41,657 | $44,208 | +6% |
| Indiana University-Bloomington | $39,695 | $46,124 | +16% |
| Indiana University-South Bend | $37,812 | $43,993 | +16% |
| Indiana State University | $36,294 | $43,760 | +21% |
| University of Indianapolis | $36,399 | $42,695 | +17% |
Compare to Similar Programs in Indiana
Social Work bachelors's programs at peer institutions in Indiana (23 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $10,449 | $41,657 | $44,208 | $18,410 | 0.44 | |
| $35,420 | $40,532 | $37,787 | — | — | |
| $11,790 | $39,695 | $46,124 | $14,506 | 0.37 | |
| $10,758 | $39,094 | $42,239 | $23,900 | 0.61 | |
| $8,179 | $38,652 | $42,686 | $30,924 | 0.80 | |
| $10,110 | $38,324 | — | $53,229 | 1.39 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Indiana University-Indianapolis, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 92 graduates with reported earnings and 133 graduates with debt data. Small samples may not be representative.