Median Earnings (1yr)
$39,695
75th percentile (60th in IN)
Median Debt
$14,506
45% below national median
Debt-to-Earnings
0.37
Manageable
Sample Size
35
Adequate data

Analysis

IU-Bloomington's social work program offers an unusually favorable financial picture for the field, though it comes with a realistic earnings trajectory. At $39,695 in first-year earnings and just $14,506 in median debt, graduates face one of the lowest debt burdens in the country—better than 95% of social work programs nationwide. That's less than half the typical $27,000 debt load for Indiana social work graduates and roughly one-third of the national median. Within Indiana, the program ranks around the 60th percentile for earnings, trailing IU-Indianapolis but outperforming most in-state options.

The debt-to-earnings ratio of 0.37 is exceptional for social work, where financial strain often discourages talented students from entering the field. Four-year earnings climb to $46,124—solid 16% growth—though graduates should expect to top out in the mid-$40,000s rather than see dramatic salary progression. This reflects the broader reality of social work compensation, not a shortcoming of this particular program.

For students committed to social work, this is one of the better deals available. The combination of IU's resources, strong career outcomes relative to the field, and manageable debt makes this a smart in-state choice. The moderate sample size suggests stable data, and graduates leave positioned to pursue their calling without the crushing debt that plagues many in helping professions.

Where Indiana University-Bloomington Stands

Earnings vs. debt across all social work bachelors's programs nationally

Indiana University-BloomingtonOther social work programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Indiana University-Bloomington graduates compare to all programs nationally

Indiana University-Bloomington graduates earn $40k, placing them in the 75th percentile of all social work bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Indiana

Social Work bachelors's programs at peer institutions in Indiana (23 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Indiana University-Bloomington$39,695$46,124$14,5060.37
Indiana University-Indianapolis$41,657$44,208$18,4100.44
University of Saint Francis-Fort Wayne$40,532$37,787——
Ball State University$39,094$42,239$23,9000.61
Indiana University-Northwest$38,652$42,686$30,9240.80
Purdue University Global$38,324—$53,2291.39
National Median$37,296—$26,3620.71

Other Social Work Programs in Indiana

Compare tuition, earnings, and debt across Indiana schools

SchoolIn-State TuitionEarnings (1yr)Debt
Indiana University-Indianapolis
Indianapolis
$10,449$41,657$18,410
University of Saint Francis-Fort Wayne
Fort Wayne
$35,420$40,532—
Ball State University
Muncie
$10,758$39,094$23,900
Indiana University-Northwest
Gary
$8,179$38,652$30,924
Purdue University Global
West Lafayette
$10,110$38,324$53,229

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Indiana University-Bloomington, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.