Median Earnings (1yr)
$29,028
30th percentile
60th percentile in Kentucky
Median Debt
$26,376
3% above national median

Analysis

Bellarmine's psychology graduates earn slightly less than the national average but actually outperform most Kentucky programs, landing in the 60th percentile statewide. That first-year salary of $29,028 sits below the national median by about $2,500, but it's above Kentucky's median—a meaningful distinction if your child plans to stay in the state. The debt load of $26,376 is right at national norms, and with a debt-to-earnings ratio under 1.0, graduates aren't drowning in payments even at these modest salaries.

The 21% earnings bump from year one to year four suggests steady career progression, though even at $35,231, these graduates remain well behind Kentucky's top performers like Spalding ($40,262) or University of the Cumberlands ($36,913). Psychology typically requires graduate work for higher-paying clinical roles, so these figures likely reflect positions in social services, case management, or entry-level corporate work.

For families considering Bellarmine, the calculation depends heavily on net cost. At 94% admission, this isn't a selective program commanding premium outcomes. If you're comparing against public options like Northern Kentucky University—which posts similar debt but $1,000 higher earnings—the private school premium needs justification through fit or specific opportunities. The program works fine as a foundation for grad school, but don't expect the bachelor's alone to deliver financial independence quickly.

Where Bellarmine University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How Bellarmine University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Bellarmine University$29,028$35,231+21%
Georgetown College$33,921$43,886+29%
University of Kentucky$28,551$41,186+44%
University of Louisville$30,416$39,677+30%
Spalding University$40,262$39,085-3%

Compare to Similar Programs in Kentucky

Psychology bachelors's programs at peer institutions in Kentucky (24 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Bellarmine UniversityLouisville$47,180$29,028$35,231$26,3760.91
Spalding UniversityLouisville$27,850$40,262$39,085$31,7500.79
University of the CumberlandsWilliamsburg$9,875$36,913$35,801$21,7500.59
Northern Kentucky UniversityHighland Heights$10,896$36,209$35,440$26,0880.72
Georgetown CollegeGeorgetown$42,010$33,921$43,886$27,0000.80
Campbellsville UniversityCampbellsville$26,990$31,478$23,2500.74
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Bellarmine University, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 67 graduates with reported earnings and 91 graduates with debt data. Small samples may not be representative.