Median Earnings (1yr)
$33,963
70th percentile
40th percentile in Minnesota
Median Debt
$26,000
2% above national median

Analysis

Bemidji State's psychology program shows an intriguing split: it outperforms most psychology programs nationally but falls short of Minnesota's unusually strong field. At $33,963 in first-year earnings, graduates earn more than 70% of psychology programs nationwide—a solid start. However, among Minnesota's 31 psychology programs, this lands in the 40th percentile, trailing the state median of $36,243 by about $2,300 annually.

The real story here is momentum. Earnings jump 31% by year four to $44,568, suggesting graduates who stick with psychology-related work find their footing after an initial adjustment period. The debt load of $26,000 is reasonable—close to both national and state medians—creating a manageable debt-to-earnings ratio of 0.77. This means graduates owe less than what they'll earn in their first year, a benchmark that many bachelor's programs struggle to meet.

For Minnesota families, this presents a choice: Bemidji State offers below-average first-year outcomes compared to stronger in-state options like College of Saint Benedict or Metropolitan State, both starting near $41,000. But the accessible admission rate and lower debt load make it a viable path for students who need an affordable psychology degree and are willing to build their careers more gradually. The program works best for students prioritizing manageable debt over maximizing immediate earnings.

Where Bemidji State University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How Bemidji State University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Bemidji State University$33,963$44,568+31%
Gustavus Adolphus College$33,174$53,981+63%
University of St Thomas$38,396$51,174+33%
The College of Saint Scholastica$31,367$50,740+62%
Concordia University-Saint Paul$36,243$49,552+37%

Compare to Similar Programs in Minnesota

Psychology bachelors's programs at peer institutions in Minnesota (31 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Bemidji State UniversityBemidji$10,164$33,963$44,568$26,0000.77
College of Saint BenedictSaint Joseph$53,884$41,029$45,302$27,0000.66
Metropolitan State UniversitySaint Paul$9,780$40,958$44,425$30,1550.74
Capella UniversityMinneapolis$14,436$39,764$43,554$40,8161.03
University of Minnesota-DuluthDuluth$14,318$38,543$45,061$24,2250.63
University of St ThomasSaint Paul$52,284$38,396$51,174$27,0000.70
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Bemidji State University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 61 graduates with reported earnings and 100 graduates with debt data. Small samples may not be representative.