Analysis
A debt load near $26,000 for biology graduates earning around $36,000 in their first year represents a manageable 0.72 debt-to-earnings ratio—though these figures come from comparable programs across Minnesota rather than Bethany Lutheran's specific outcomes. The estimated earnings align with Minnesota's median for biology bachelor's degrees and actually exceed the national benchmark of $32,316, suggesting the state's life sciences sector offers reasonable entry-level opportunities. The projected debt sits at the national median as well, meaning this financial picture reflects what's typical for biology undergraduates nationwide.
The gap between this program and Minnesota's top performers is substantial. Saint Cloud State and Metropolitan State biology graduates report first-year earnings in the low $40,000s—roughly $6,000-8,000 more than what similar programs to Bethany Lutheran typically produce. That difference matters when servicing student loans, though Bethany Lutheran's smaller size (reflected in its 51% admission rate and modest Pell grant population) may offer mentoring and research opportunities that larger programs cannot.
Biology bachelor's degrees rarely lead to high immediate earnings unless graduates pursue lab technician roles or specific healthcare positions. Many need graduate school for career advancement, which means taking on additional debt. Without verified data showing Bethany Lutheran's graduates outperform state norms—or confirmation they're successfully gaining admission to competitive graduate programs—you're essentially betting on the institution's value proposition with limited evidence to support that bet.
Where Bethany Lutheran College Stands
Earnings vs. debt across all biology bachelors's programs nationally
Compare to Similar Programs in Minnesota
Biology bachelors's programs at peer institutions in Minnesota (31 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $30,010 | $35,984* | — | $25,970* | — | |
| $10,117 | $44,166* | $57,880 | $24,450* | 0.55 | |
| $9,780 | $42,128* | $50,242 | $28,619* | 0.68 | |
| $49,758 | $40,937* | — | $27,000* | 0.66 | |
| $14,288 | $40,415* | $43,278 | $18,500* | 0.46 | |
| $10,498 | $38,666* | $60,023 | $22,665* | 0.59 | |
| National Median | — | $32,316* | — | $25,000* | 0.77 |
Career Paths
Occupations commonly associated with biology graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Medical Scientists, Except Epidemiologists
Biological Science Teachers, Postsecondary
Forensic Science Technicians
Secondary School Teachers, Except Special and Career/Technical Education
Biological Technicians
Agricultural Technicians
Precision Agriculture Technicians
Food Science Technicians
Biological Scientists, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Bethany Lutheran College, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 25 similar programs in MN. Actual outcomes may vary.