Median Earnings (1yr)
$31,060
46th percentile (40th in MN)
Median Debt
$21,500
16% below national median
Debt-to-Earnings
0.69
Manageable
Sample Size
25
Limited data

Analysis

Bethel's psychology program graduates earn considerably less than the typical Minnesota psychology graduate—$31,060 versus a state median of $36,243. That gap of over $5,000 places this program in the 40th percentile statewide, meaning six out of ten Minnesota psychology programs deliver better starting salaries. For comparison, nearby competitors like College of Saint Benedict and Metro State produce graduates earning $40,000+, roughly $9,000 more annually.

The debt burden is manageable at $21,500, coming in below both state and national medians, which helps offset the lower earnings. With a debt-to-earnings ratio of 0.69, graduates should be able to handle their loan payments, though it won't be easy in the first year. Earnings do improve over time—rising 21% to $37,504 by year four—but that still trails the state median substantially.

The critical caveat: this data comes from fewer than 30 graduates, making these numbers less reliable than programs with larger sample sizes. That small cohort could mean these figures don't represent typical outcomes. Given the below-average earnings compared to other Minnesota options and the data uncertainty, parents should investigate whether Bethel offers specific advantages (advising, internships, graduate school placement) that might justify choosing it over higher-earning state alternatives. The debt level won't sink your child financially, but the earnings gap is real.

Where Bethel University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Bethel UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Bethel University graduates compare to all programs nationally

Bethel University graduates earn $31k, placing them in the 46th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Psychology bachelors's programs at peer institutions in Minnesota (31 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Bethel University$31,060$37,504$21,5000.69
College of Saint Benedict$41,029$45,302$27,0000.66
Metropolitan State University$40,958$44,425$30,1550.74
Capella University$39,764$43,554$40,8161.03
University of Minnesota-Duluth$38,543$45,061$24,2250.63
University of St Thomas$38,396$51,174$27,0000.70
National Median$31,482—$25,5000.81

Other Psychology Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
College of Saint Benedict
Saint Joseph
$53,884$41,029$27,000
Metropolitan State University
Saint Paul
$9,780$40,958$30,155
Capella University
Minneapolis
$14,436$39,764$40,816
University of Minnesota-Duluth
Duluth
$14,318$38,543$24,225
University of St Thomas
Saint Paul
$52,284$38,396$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Bethel University, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 25 graduates with reported earnings and 43 graduates with debt data. Small samples may not be representative.