Median Earnings (1yr)
$35,115
20th percentile (60th in NY)
Median Debt
$19,500
19% below national median
Debt-to-Earnings
0.56
Manageable
Sample Size
25
Limited data

Analysis

Binghamton's chemistry program shows a dramatic earnings trajectory that's unusual enough to warrant careful consideration—particularly given the small sample size. While first-year earnings of $35,115 land in just the 20th percentile nationally, by year four graduates reach $69,083, representing a 97% jump. This pattern suggests many graduates pursue graduate school or specialized training before entering their full career paths, which is common in chemistry but creates short-term financial pressure.

The debt load of $19,500 is manageable and below both state and national medians, which helps during those lean early years. What's striking is the state context: despite ranking only 20th nationally, this program sits at the 60th percentile among New York chemistry programs, outperforming SUNY Buffalo and Brooklyn College while costing less in debt than the state median of $23,000. That said, it trails considerably behind SUNY Oswego's $52,645 median, which suggests significant variation in outcomes even within the SUNY system.

The small sample size means a few students pursuing PhDs or non-traditional paths could skew these numbers substantially. For a student planning to work immediately after graduation, that first-year figure is concerning. But for those expecting to pursue graduate education or entering fields where chemistry is a stepping stone—pharmaceuticals, research, medical school—the four-year number looks more promising. The real question is whether your child's plans align with the delayed earnings pattern this data suggests.

Where Binghamton University Stands

Earnings vs. debt across all chemistry bachelors's programs nationally

Binghamton UniversityOther chemistry programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Binghamton University graduates compare to all programs nationally

Binghamton University graduates earn $35k, placing them in the 20th percentile of all chemistry bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Chemistry bachelors's programs at peer institutions in New York (80 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Binghamton University$35,115$69,083$19,5000.56
State University of New York at Oswego$52,645—$27,0000.51
University at Albany$48,276$57,546$25,8560.54
New York University$37,249$63,411$23,2500.62
University at Buffalo$35,284$53,437$23,2500.66
CUNY Brooklyn College$34,239———
National Median$42,581—$24,0000.56

Other Chemistry Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
State University of New York at Oswego
Oswego
$8,769$52,645$27,000
University at Albany
Albany
$10,408$48,276$25,856
New York University
New York
$60,438$37,249$23,250
University at Buffalo
Buffalo
$10,782$35,284$23,250
CUNY Brooklyn College
Brooklyn
$7,452$34,239—

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Binghamton University, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 25 graduates with reported earnings and 37 graduates with debt data. Small samples may not be representative.