Median Earnings (1yr)
$48,276
87th percentile (80th in NY)
Median Debt
$25,856
8% above national median
Debt-to-Earnings
0.54
Manageable
Sample Size
48
Adequate data

Analysis

University at Albany's chemistry program substantially outperforms most alternatives in New York, with graduates earning $57,546 four years out—nearly $23,000 more than the state median for chemistry majors. This puts it in the 80th percentile among New York chemistry programs, trailing only SUNY Oswego statewide and beating better-known names like Buffalo and Binghamton. The $48,276 starting salary might seem modest in absolute terms, but it's 87th percentile nationally for chemistry degrees, suggesting this program delivers unusually strong outcomes for a school with a 70% admission rate.

The debt picture enhances the value proposition. At $25,856, graduates carry slightly more than the state median but well below the national average, resulting in a manageable debt-to-earnings ratio of 0.54. That means graduates can realistically pay off their loans within a year or two of aggressive repayment, especially given the 19% earnings growth trajectory. The high Pell grant population (42%) suggests this program effectively serves students who need strong financial returns.

For families comparing SUNY options, Albany chemistry offers top-tier outcomes at reasonable cost. Only Oswego shows higher earnings among state schools, and Albany's steady earnings growth indicates graduates find solid career footing. This is one of the stronger chemistry programs in New York by the numbers that matter most.

Where University at Albany Stands

Earnings vs. debt across all chemistry bachelors's programs nationally

University at AlbanyOther chemistry programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University at Albany graduates compare to all programs nationally

University at Albany graduates earn $48k, placing them in the 87th percentile of all chemistry bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Chemistry bachelors's programs at peer institutions in New York (80 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University at Albany$48,276$57,546$25,8560.54
State University of New York at Oswego$52,645$27,0000.51
New York University$37,249$63,411$23,2500.62
University at Buffalo$35,284$53,437$23,2500.66
Binghamton University$35,115$69,083$19,5000.56
CUNY Brooklyn College$34,239
National Median$42,581$24,0000.56

Other Chemistry Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
State University of New York at Oswego
Oswego
$8,769$52,645$27,000
New York University
New York
$60,438$37,249$23,250
University at Buffalo
Buffalo
$10,782$35,284$23,250
Binghamton University
Vestal
$10,363$35,115$19,500
CUNY Brooklyn College
Brooklyn
$7,452$34,239

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University at Albany, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 48 graduates with reported earnings and 60 graduates with debt data. Small samples may not be representative.