Median Earnings (1yr)
$35,284
20th percentile (60th in NY)
Median Debt
$23,250
3% below national median
Debt-to-Earnings
0.66
Manageable
Sample Size
43
Adequate data

Analysis

UBuffalo's Chemistry program stands out sharply from its New York peers—60th percentile statewide—despite lagging the national median by about $7,000 initially. That's significant context: most NY chemistry programs show weaker early outcomes than the national average, so UBuffalo is doing relatively well within a state where chemistry grads generally struggle more than elsewhere.

The compelling piece here is the earnings trajectory. Starting at $35,284, graduates nearly double their earnings by year four to $53,437—a 51% jump that puts them firmly in the middle class with debt of just $23,250. That debt-to-earnings ratio of 0.66 is manageable, particularly as income climbs. While you'll find stronger starting salaries at Oswego or Albany within the SUNY system, UBuffalo graduates are closing that gap quickly, suggesting the degree opens doors that take a year or two to materialize—perhaps through graduate school, career pivots into industry, or simply experience-based salary growth.

The tradeoff is patience. If your child needs strong immediate earnings (say, to support family or avoid additional schooling costs), this program's slow start matters. But for students with the runway to let their career develop—especially those planning graduate work in chemistry or related fields—UBuffalo delivers solid value at a reasonable debt load. The 69% admission rate also means it's accessible without requiring elite credentials.

Where University at Buffalo Stands

Earnings vs. debt across all chemistry bachelors's programs nationally

University at BuffaloOther chemistry programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University at Buffalo graduates compare to all programs nationally

University at Buffalo graduates earn $35k, placing them in the 20th percentile of all chemistry bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Chemistry bachelors's programs at peer institutions in New York (80 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University at Buffalo$35,284$53,437$23,2500.66
State University of New York at Oswego$52,645—$27,0000.51
University at Albany$48,276$57,546$25,8560.54
New York University$37,249$63,411$23,2500.62
Binghamton University$35,115$69,083$19,5000.56
CUNY Brooklyn College$34,239———
National Median$42,581—$24,0000.56

Other Chemistry Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
State University of New York at Oswego
Oswego
$8,769$52,645$27,000
University at Albany
Albany
$10,408$48,276$25,856
New York University
New York
$60,438$37,249$23,250
Binghamton University
Vestal
$10,363$35,115$19,500
CUNY Brooklyn College
Brooklyn
$7,452$34,239—

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University at Buffalo, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 43 graduates with reported earnings and 69 graduates with debt data. Small samples may not be representative.