Median Earnings (1yr)
$48,120
36th percentile (40th in NY)
Median Debt
$19,919
13% below national median
Debt-to-Earnings
0.41
Manageable
Sample Size
261
Adequate data

Analysis

Binghamton's economics program starts below the national median at $48,120, but graduates see their earnings jump 54% by year four—reaching $74,087 and outpacing both national and state benchmarks for mid-career outcomes. That trajectory matters more than the modest first-year numbers, especially given that students leave with just $19,919 in debt, creating a debt-to-earnings ratio of 0.41 that allows graduates breathing room while their careers accelerate.

The challenge is that this program sits at the 40th percentile among New York's 74 economics programs, lagging significantly behind elite options like Cornell ($84,967) and Columbia ($83,135). But context matters: Binghamton's 38% admission rate and reasonable debt load make it accessible to a broader range of students than Ivy League competitors. The 27% Pell grant population suggests this school serves students who might not otherwise access flagship-caliber education.

For families seeking value rather than prestige, this program works. The low debt and strong earnings growth create a foundation for financial stability, even if graduates won't immediately match their peers at top-tier privates. The key question is patience: can your student handle starting $10,000-15,000 below elite program graduates while betting on steady career progression? If they're willing to build gradually rather than sprint out of the gate, Binghamton delivers solid economic outcomes without the financial burden.

Where Binghamton University Stands

Earnings vs. debt across all economics bachelors's programs nationally

Binghamton UniversityOther economics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Binghamton University graduates compare to all programs nationally

Binghamton University graduates earn $48k, placing them in the 36th percentile of all economics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Economics bachelors's programs at peer institutions in New York (74 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Binghamton University$48,120$74,087$19,9190.41
Barnard College$85,860$103,309$16,7500.20
Cornell University$84,967$107,248$15,5000.18
Columbia University in the City of New York$83,135$117,355$25,0000.30
Vassar College$79,845$81,561$19,0000.24
Colgate University$77,274$103,456$17,5000.23
National Median$51,722—$22,8160.44

Other Economics Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Barnard College
New York
$66,246$85,860$16,750
Cornell University
Ithaca
$66,014$84,967$15,500
Columbia University in the City of New York
New York
$69,045$83,135$25,000
Vassar College
Poughkeepsie
$67,805$79,845$19,000
Colgate University
Hamilton
$67,024$77,274$17,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Binghamton University, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 261 graduates with reported earnings and 310 graduates with debt data. Small samples may not be representative.