Analysis
Bowie State's psychology program stands out for delivering strong earnings outcomes with manageable debt—a rare combination in this field. The first-year salary of $36,765 exceeds the national median by more than $5,000, placing graduates in the 88th percentile nationally. That's a meaningful advantage considering psychology typically ranks among the lower-earning bachelor's degrees. The debt load of $28,375 is only slightly above national norms, yielding a debt-to-earnings ratio of 0.77 that suggests graduates can realistically manage their loans.
The trajectory looks solid: earnings jump 31% to nearly $48,000 by year four, demonstrating that these grads are gaining traction in the job market. While Bowie State ranks in the 60th percentile among Maryland programs—middle of the pack for the state—it's worth noting that psychology salaries in Maryland generally run higher than national averages, making this still a respectable outcome. The program trails Maryland's top earners like UMGC by about $5,000, but considering Bowie State serves a predominantly first-generation and Pell-eligible student population, these results show the program is effectively preparing students for employment.
For families weighing affordable in-state options, this represents a reasonable investment. The debt burden won't be crushing, and graduates are entering the workforce with earnings that actually exceed what most psychology majors achieve elsewhere in the country.
Where Bowie State University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Bowie State University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Bowie State University | $36,765 | $47,990 | +31% |
| Loyola University Maryland | $26,103 | $55,969 | +114% |
| University of Maryland-College Park | $35,933 | $54,690 | +52% |
| Washington College | $34,490 | $50,653 | +47% |
| University of Maryland-Baltimore County | $35,721 | $48,488 | +36% |
Compare to Similar Programs in Maryland
Psychology bachelors's programs at peer institutions in Maryland (21 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $8,999 | $36,765 | $47,990 | $28,375 | 0.77 | |
| $7,992 | $42,056 | $47,572 | $23,465 | 0.56 | |
| $11,505 | $35,933 | $54,690 | $20,500 | 0.57 | |
| $12,952 | $35,721 | $48,488 | $20,500 | 0.57 | |
| $54,356 | $34,490 | $50,653 | $27,000 | 0.78 | |
| $9,772 | $34,426 | — | $21,956 | 0.64 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Bowie State University, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 63 graduates with reported earnings and 102 graduates with debt data. Small samples may not be representative.