Median Earnings (1yr)
$42,056
95th percentile (80th in MD)
Median Debt
$23,465
8% below national median
Debt-to-Earnings
0.56
Manageable
Sample Size
258
Adequate data

Analysis

Psychology graduates from University of Maryland Global Campus earn $42,056 in their first year—substantially above the $31,500 typical for psychology majors nationally and statewide. This places the program in the 95th percentile nationally and 80th percentile among Maryland's 21 psychology programs, outperforming even prestigious flagship programs like UMD-College Park and UMBC. For an online institution serving a significant working-adult population (28% Pell recipients), these outcomes are impressive.

The debt picture adds to this program's appeal. At $23,465, graduates borrow about $2,000 less than typical psychology majors, yielding a debt-to-earnings ratio of 0.56—meaning graduates could theoretically pay off their loans in roughly seven months of gross earnings. The 13% earnings growth to $47,572 by year four suggests graduates are building stable careers rather than hitting immediate ceilings.

For parents concerned about psychology's reputation as a lower-earning field, this program demonstrates that institutional fit matters enormously. UMGC's model—likely serving students who are already employed or career-focused—produces psychology graduates earning 34% more than the national median. This isn't just a good psychology program; it's one of the best-performing bachelor's psychology programs in the data.

Where University of Maryland Global Campus Stands

Earnings vs. debt across all psychology bachelors's programs nationally

University of Maryland Global CampusOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Maryland Global Campus graduates compare to all programs nationally

University of Maryland Global Campus graduates earn $42k, placing them in the 95th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Psychology bachelors's programs at peer institutions in Maryland (21 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Maryland Global Campus$42,056$47,572$23,4650.56
Bowie State University$36,765$47,990$28,3750.77
University of Maryland-College Park$35,933$54,690$20,5000.57
University of Maryland-Baltimore County$35,721$48,488$20,5000.57
Washington College$34,490$50,653$27,0000.78
University of Baltimore$34,426—$21,9560.64
National Median$31,482—$25,5000.81

Other Psychology Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
Bowie State University
Bowie
$8,999$36,765$28,375
University of Maryland-College Park
College Park
$11,505$35,933$20,500
University of Maryland-Baltimore County
Baltimore
$12,952$35,721$20,500
Washington College
Chestertown
$54,356$34,490$27,000
University of Baltimore
Baltimore
$9,772$34,426$21,956

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland Global Campus, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 258 graduates with reported earnings and 426 graduates with debt data. Small samples may not be representative.