Psychology at University of Maryland Global Campus
Bachelor's Degree
Analysis
Psychology graduates from University of Maryland Global Campus earn $42,056 in their first year—substantially above the $31,500 typical for psychology majors nationally and statewide. This places the program in the 95th percentile nationally and 80th percentile among Maryland's 21 psychology programs, outperforming even prestigious flagship programs like UMD-College Park and UMBC. For an online institution serving a significant working-adult population (28% Pell recipients), these outcomes are impressive.
The debt picture adds to this program's appeal. At $23,465, graduates borrow about $2,000 less than typical psychology majors, yielding a debt-to-earnings ratio of 0.56—meaning graduates could theoretically pay off their loans in roughly seven months of gross earnings. The 13% earnings growth to $47,572 by year four suggests graduates are building stable careers rather than hitting immediate ceilings.
For parents concerned about psychology's reputation as a lower-earning field, this program demonstrates that institutional fit matters enormously. UMGC's model—likely serving students who are already employed or career-focused—produces psychology graduates earning 34% more than the national median. This isn't just a good psychology program; it's one of the best-performing bachelor's psychology programs in the data.
Where University of Maryland Global Campus Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Maryland Global Campus graduates compare to all programs nationally
University of Maryland Global Campus graduates earn $42k, placing them in the 95th percentile of all psychology bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Maryland
Psychology bachelors's programs at peer institutions in Maryland (21 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Maryland Global Campus | $42,056 | $47,572 | $23,465 | 0.56 |
| Bowie State University | $36,765 | $47,990 | $28,375 | 0.77 |
| University of Maryland-College Park | $35,933 | $54,690 | $20,500 | 0.57 |
| University of Maryland-Baltimore County | $35,721 | $48,488 | $20,500 | 0.57 |
| Washington College | $34,490 | $50,653 | $27,000 | 0.78 |
| University of Baltimore | $34,426 | — | $21,956 | 0.64 |
| National Median | $31,482 | — | $25,500 | 0.81 |
Other Psychology Programs in Maryland
Compare tuition, earnings, and debt across Maryland schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Bowie State University Bowie | $8,999 | $36,765 | $28,375 |
| University of Maryland-College Park College Park | $11,505 | $35,933 | $20,500 |
| University of Maryland-Baltimore County Baltimore | $12,952 | $35,721 | $20,500 |
| Washington College Chestertown | $54,356 | $34,490 | $27,000 |
| University of Baltimore Baltimore | $9,772 | $34,426 | $21,956 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland Global Campus, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 258 graduates with reported earnings and 426 graduates with debt data. Small samples may not be representative.