Median Earnings (1yr)
$42,056
95th percentile
80th percentile in Maryland
Median Debt
$23,465
8% below national median

Analysis

Psychology graduates from University of Maryland Global Campus earn $42,056 in their first year—substantially above the $31,500 typical for psychology majors nationally and statewide. This places the program in the 95th percentile nationally and 80th percentile among Maryland's 21 psychology programs, outperforming even prestigious flagship programs like UMD-College Park and UMBC. For an online institution serving a significant working-adult population (28% Pell recipients), these outcomes are impressive.

The debt picture adds to this program's appeal. At $23,465, graduates borrow about $2,000 less than typical psychology majors, yielding a debt-to-earnings ratio of 0.56—meaning graduates could theoretically pay off their loans in roughly seven months of gross earnings. The 13% earnings growth to $47,572 by year four suggests graduates are building stable careers rather than hitting immediate ceilings.

For parents concerned about psychology's reputation as a lower-earning field, this program demonstrates that institutional fit matters enormously. UMGC's model—likely serving students who are already employed or career-focused—produces psychology graduates earning 34% more than the national median. This isn't just a good psychology program; it's one of the best-performing bachelor's psychology programs in the data.

Where University of Maryland Global Campus Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How University of Maryland Global Campus graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of Maryland Global Campus$42,056$47,572+13%
Loyola University Maryland$26,103$55,969+114%
University of Maryland-College Park$35,933$54,690+52%
Washington College$34,490$50,653+47%
University of Maryland-Baltimore County$35,721$48,488+36%

Compare to Similar Programs in Maryland

Psychology bachelors's programs at peer institutions in Maryland (21 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Maryland Global CampusAdelphi$7,992$42,056$47,572$23,4650.56
Bowie State UniversityBowie$8,999$36,765$47,990$28,3750.77
University of Maryland-College ParkCollege Park$11,505$35,933$54,690$20,5000.57
University of Maryland-Baltimore CountyBaltimore$12,952$35,721$48,488$20,5000.57
Washington CollegeChestertown$54,356$34,490$50,653$27,0000.78
University of BaltimoreBaltimore$9,772$34,426—$21,9560.64
National Median—$31,482—$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland Global Campus, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 258 graduates with reported earnings and 426 graduates with debt data. Small samples may not be representative.