Analysis
Psychology graduates from University of Maryland Global Campus earn $42,056 in their first year—substantially above the $31,500 typical for psychology majors nationally and statewide. This places the program in the 95th percentile nationally and 80th percentile among Maryland's 21 psychology programs, outperforming even prestigious flagship programs like UMD-College Park and UMBC. For an online institution serving a significant working-adult population (28% Pell recipients), these outcomes are impressive.
The debt picture adds to this program's appeal. At $23,465, graduates borrow about $2,000 less than typical psychology majors, yielding a debt-to-earnings ratio of 0.56—meaning graduates could theoretically pay off their loans in roughly seven months of gross earnings. The 13% earnings growth to $47,572 by year four suggests graduates are building stable careers rather than hitting immediate ceilings.
For parents concerned about psychology's reputation as a lower-earning field, this program demonstrates that institutional fit matters enormously. UMGC's model—likely serving students who are already employed or career-focused—produces psychology graduates earning 34% more than the national median. This isn't just a good psychology program; it's one of the best-performing bachelor's psychology programs in the data.
Where University of Maryland Global Campus Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How University of Maryland Global Campus graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Maryland Global Campus | $42,056 | $47,572 | +13% |
| Loyola University Maryland | $26,103 | $55,969 | +114% |
| University of Maryland-College Park | $35,933 | $54,690 | +52% |
| Washington College | $34,490 | $50,653 | +47% |
| University of Maryland-Baltimore County | $35,721 | $48,488 | +36% |
Compare to Similar Programs in Maryland
Psychology bachelors's programs at peer institutions in Maryland (21 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $7,992 | $42,056 | $47,572 | $23,465 | 0.56 | |
| $8,999 | $36,765 | $47,990 | $28,375 | 0.77 | |
| $11,505 | $35,933 | $54,690 | $20,500 | 0.57 | |
| $12,952 | $35,721 | $48,488 | $20,500 | 0.57 | |
| $54,356 | $34,490 | $50,653 | $27,000 | 0.78 | |
| $9,772 | $34,426 | — | $21,956 | 0.64 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland Global Campus, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 258 graduates with reported earnings and 426 graduates with debt data. Small samples may not be representative.