Analysis
University of Baltimore's psychology program produces graduates earning $34,426 their first year out—about $3,000 above both the national and Maryland medians for psychology degrees. That 73rd percentile national ranking suggests this program punches above its weight, particularly given the university's open-access mission (86% admission rate, 43% Pell recipients). The $21,956 debt load sits well below typical psychology debt, creating a manageable 0.64 debt-to-earnings ratio.
However, these numbers come from fewer than 30 graduates, so they may not reflect what your child would actually experience. The small sample means one or two outliers—perhaps graduates who continued immediately to graduate school or landed unusually strong positions—could skew the entire picture. Compare this to Maryland's larger programs: UMD-College Park graduates earn slightly more ($35,933), while University of Maryland Global Campus shows significantly higher earnings at $42,056, though that likely reflects a different student population.
For an accessible psychology program in Maryland, the combination of reasonable debt and above-average earnings looks promising on paper. But given the tiny sample size, visit campus, talk to recent alumni, and verify whether most graduates actually achieve these outcomes. The data suggests value, but there's simply not enough of it to bank on confidently.
Where University of Baltimore Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How University of Baltimore graduates compare to all programs nationally
Compare to Similar Programs in Maryland
Psychology bachelors's programs at peer institutions in Maryland (21 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,772 | $34,426 | — | $21,956 | 0.64 | |
| $7,992 | $42,056 | $47,572 | $23,465 | 0.56 | |
| $8,999 | $36,765 | $47,990 | $28,375 | 0.77 | |
| $11,505 | $35,933 | $54,690 | $20,500 | 0.57 | |
| $12,952 | $35,721 | $48,488 | $20,500 | 0.57 | |
| $54,356 | $34,490 | $50,653 | $27,000 | 0.78 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Baltimore, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 25 graduates with reported earnings and 26 graduates with debt data. Small samples may not be representative.