Median Earnings (1yr)
$34,426
73rd percentile
60th percentile in Maryland
Median Debt
$21,956
14% below national median

Analysis

University of Baltimore's psychology program produces graduates earning $34,426 their first year out—about $3,000 above both the national and Maryland medians for psychology degrees. That 73rd percentile national ranking suggests this program punches above its weight, particularly given the university's open-access mission (86% admission rate, 43% Pell recipients). The $21,956 debt load sits well below typical psychology debt, creating a manageable 0.64 debt-to-earnings ratio.

However, these numbers come from fewer than 30 graduates, so they may not reflect what your child would actually experience. The small sample means one or two outliers—perhaps graduates who continued immediately to graduate school or landed unusually strong positions—could skew the entire picture. Compare this to Maryland's larger programs: UMD-College Park graduates earn slightly more ($35,933), while University of Maryland Global Campus shows significantly higher earnings at $42,056, though that likely reflects a different student population.

For an accessible psychology program in Maryland, the combination of reasonable debt and above-average earnings looks promising on paper. But given the tiny sample size, visit campus, talk to recent alumni, and verify whether most graduates actually achieve these outcomes. The data suggests value, but there's simply not enough of it to bank on confidently.

Where University of Baltimore Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How University of Baltimore graduates compare to all programs nationally

Compare to Similar Programs in Maryland

Psychology bachelors's programs at peer institutions in Maryland (21 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of BaltimoreBaltimore$9,772$34,426$21,9560.64
University of Maryland Global CampusAdelphi$7,992$42,056$47,572$23,4650.56
Bowie State UniversityBowie$8,999$36,765$47,990$28,3750.77
University of Maryland-College ParkCollege Park$11,505$35,933$54,690$20,5000.57
University of Maryland-Baltimore CountyBaltimore$12,952$35,721$48,488$20,5000.57
Washington CollegeChestertown$54,356$34,490$50,653$27,0000.78
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Baltimore, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 25 graduates with reported earnings and 26 graduates with debt data. Small samples may not be representative.