Analysis
Brown University's estimated $27,000 debt load for a psychology bachelor's sits right at Rhode Island's median, but the first-year earnings picture based on peer programs in the state—around $35,000—creates a tighter financial margin than families might expect from an Ivy League institution. While Brown's 5% admission rate and 1546 average SAT suggest an elite student body, comparable psychology programs in Rhode Island show graduates earning between $32,000 and $38,000 in their first year, placing Brown's estimated outcomes squarely in the middle of the pack rather than at the top.
The progression to $57,000 by year four indicates meaningful salary growth, nearly double the starting estimate and well above the national psychology median of $31,482. This trajectory suggests Brown's network and credential carry weight in the job market over time. However, that initial year with a debt-to-earnings ratio of 0.77 means graduates would devote a substantial portion of early paychecks to loan payments—a reality worth discussing with your student, especially if they're considering graduate school in clinical or counseling psychology, where additional debt could accumulate before higher earnings materialize.
For families paying full freight at Brown, the psychology program's financial returns—based on what similar programs produce—look modest compared to the total investment. If your student received significant financial aid that keeps debt near or below this $27,000 estimate, the long-term earnings growth makes this workable. Without that aid, the gap between Brown's overall cost and these estimated early-career earnings deserves serious consideration.
Where Brown University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Brown University | — | $57,019 | — |
| Providence College | $37,863 | $58,954 | +56% |
| Roger Williams University | $32,289 | $48,854 | +51% |
| Salve Regina University | $35,096 | $47,799 | +36% |
| University of Rhode Island | $37,414 | $46,464 | +24% |
Compare to Similar Programs in Rhode Island
Psychology bachelors's programs at peer institutions in Rhode Island (9 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $68,230 | $35,096* | $57,019 | $27,000* | — | |
| $60,848 | $37,863* | $58,954 | $27,000* | 0.71 | |
| $16,408 | $37,414* | $46,464 | $23,880* | 0.64 | |
| $47,930 | $35,096* | $47,799 | $27,000* | 0.77 | |
| $10,986 | $33,694* | $40,576 | $22,723* | 0.67 | |
| $42,666 | $32,289* | $48,854 | $27,000* | 0.84 | |
| National Median | — | $31,482* | — | $25,500* | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Brown University, approximately 13% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in RI. Actual outcomes may vary.