Computer and Information Sciences at Capella University

Capella University's online computer science program charges a premium—graduates leave with 47% more debt than the state median—but delivers earnings that land solidly in the middle of Minnesota's options. At $74,674 in first-year earnings, this places just above the state median and well into the 82nd percentile nationally, though it trails Macalester and Walden locally. The debt load of $37,539 translates to a manageable 0.50 ratio to first-year earnings, meaning graduates could theoretically pay off loans in about six months of gross income, which compares favorably to many programs.

The bigger question is whether the extra debt is justified when Minnesota State-Mankato produces similar graduates earning $71,742 with likely lower tuition as a public institution. Capella's online format does offer flexibility that traditional programs can't match—critical for the 37% of students on Pell grants who may be working while studying. The 5% earnings growth from year one to year four suggests stable career progression, if not spectacular advancement.

For families prioritizing flexibility and a nationally-recognized online credential, Capella delivers solid results. But budget-conscious Minnesota residents should compare total cost of attendance carefully against public alternatives, since the earnings advantage over cheaper in-state options is modest at best.