Analysis
Capella University's online computer science program charges a premium—graduates leave with 47% more debt than the state median—but delivers earnings that land solidly in the middle of Minnesota's options. At $74,674 in first-year earnings, this places just above the state median and well into the 82nd percentile nationally, though it trails Macalester and Walden locally. The debt load of $37,539 translates to a manageable 0.50 ratio to first-year earnings, meaning graduates could theoretically pay off loans in about six months of gross income, which compares favorably to many programs.
The bigger question is whether the extra debt is justified when Minnesota State-Mankato produces similar graduates earning $71,742 with likely lower tuition as a public institution. Capella's online format does offer flexibility that traditional programs can't match—critical for the 37% of students on Pell grants who may be working while studying. The 5% earnings growth from year one to year four suggests stable career progression, if not spectacular advancement.
For families prioritizing flexibility and a nationally-recognized online credential, Capella delivers solid results. But budget-conscious Minnesota residents should compare total cost of attendance carefully against public alternatives, since the earnings advantage over cheaper in-state options is modest at best.
Where Capella University Stands
Earnings vs. debt across all computer and information sciences bachelors's programs nationally
Earnings Distribution
How Capella University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Capella University | $74,674 | $78,333 | +5% |
| Macalester College | $81,964 | $104,215 | +27% |
| Minnesota State University-Mankato | $71,742 | $84,596 | +18% |
| The College of Saint Scholastica | $60,845 | $79,084 | +30% |
| Walden University | $77,690 | $69,734 | -10% |
Compare to Similar Programs in Minnesota
Computer and Information Sciences bachelors's programs at peer institutions in Minnesota (13 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $14,436 | $74,674 | $78,333 | $37,539 | 0.50 | |
| $64,908 | $81,964 | $104,215 | $20,829 | 0.25 | |
| $12,498 | $77,690 | $69,734 | $52,459 | 0.68 | |
| $42,930 | $73,942 | — | — | — | |
| $9,490 | $71,742 | $84,596 | $20,625 | 0.29 | |
| $40,454 | $60,845 | $79,084 | $25,000 | 0.41 | |
| National Median | — | $61,322 | — | $25,000 | 0.41 |
Career Paths
Occupations commonly associated with computer and information sciences graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Information Security Analysts
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Capella University, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 86 graduates with reported earnings and 108 graduates with debt data. Small samples may not be representative.