Analysis
Based on comparable accounting programs across Pennsylvania, graduates from this program can expect first-year earnings around $58,000βright at the state median and well above the national benchmark of $54,000. The $26,500 debt load sits comfortably below the state average, creating a debt-to-earnings ratio of 0.46 that should be manageable for most accounting graduates entering a field known for steady employment prospects.
What's puzzling is the drop to $55,000 by year four, which runs counter to the typical accounting career trajectory where earnings climb as professionals gain certifications and experience. This dip could reflect a range of outcomes among graduatesβsome may pursue non-traditional paths or relocate to lower-cost areas, while others advance into higher-paying positions that aren't captured in this median figure. The program does trail Pennsylvania's elite accounting schools by $15,000-20,000 in early earnings, though those institutions serve different student populations.
For families at Carlow, where 41% of students receive Pell grants, the real question is whether this program delivers solid middle-class employment rather than prestige-level outcomes. The estimated figures suggest it does: accounting credentials translate reliably into jobs, and the debt burden here won't trap graduates in financial distress. Just understand you're looking at peer program data, not verified outcomes specific to Carlow's recent graduates.
Where Carlow University Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Carlow University | β | $55,014 | β |
| Lehigh University | $77,026 | $95,363 | +24% |
| Bucknell University | $75,776 | $93,021 | +23% |
| Villanova University | $77,966 | $91,268 | +17% |
| University of Scranton | $70,453 | $85,314 | +21% |
Compare to Similar Programs in Pennsylvania
Accounting bachelors's programs at peer institutions in Pennsylvania (76 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $34,502 | $57,966* | $55,014 | $26,500 | β | |
| $64,701 | $77,966* | $91,268 | $25,858 | 0.33 | |
| $62,180 | $77,026* | $95,363 | $23,179 | 0.30 | |
| $64,772 | $75,776* | $93,021 | $26,881 | 0.35 | |
| $52,309 | $70,453* | $85,314 | $27,000 | 0.38 | |
| $60,663 | $70,069* | $76,765 | $28,832 | 0.41 | |
| National Median | β | $53,694* | β | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Carlow University, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 42 similar programs in PA. Actual outcomes may vary.