Median Earnings (1yr)
$23,577
38th percentile (40th in NC)
Median Debt
$27,000
4% above national median
Debt-to-Earnings
1.15
Elevated
Sample Size
34
Adequate data

Analysis

Catawba's music program starts graduates at $23,577—below both state and national medians—but the trajectory matters more than the starting point here. Four years out, earnings jump 37% to $32,378, outpacing UNC Chapel Hill's music graduates and landing solidly in the middle of North Carolina's competitive music education landscape. With debt at $27,000, you're looking at manageable payments relative to that year-four income, though year one will be tight.

The real question is whether your child plans to stay in performance versus moving into music education or commercial work, where the earnings growth typically happens. Among NC music programs, Catawba ranks right at the 40th percentile—not spectacular, but competitive with programs at larger state universities like Appalachian State. The 78% admission rate and moderate Pell enrollment suggest accessible education without the price premium of more selective institutions.

If your child is committed to building a music career and understands the lean early years come with the territory, Catawba's combination of reasonable debt and decent mid-career earnings makes sense. The growth curve suggests graduates find their footing financially, though anyone expecting immediate post-graduation comfort should reconsider.

Where Catawba College Stands

Earnings vs. debt across all music bachelors's programs nationally

Catawba CollegeOther music programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Catawba College graduates compare to all programs nationally

Catawba College graduates earn $24k, placing them in the 38th percentile of all music bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in North Carolina

Music bachelors's programs at peer institutions in North Carolina (44 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Catawba College$23,577$32,378$27,0001.15
University of North Carolina at Charlotte$38,831—$25,8580.67
University of North Carolina at Chapel Hill$32,880$57,343$19,0000.58
Western Carolina University$26,135$41,120$27,0001.03
Appalachian State University$23,304—$26,0001.12
University of North Carolina at Greensboro$15,670$38,820$26,0001.66
National Median$26,036—$26,0001.00

Other Music Programs in North Carolina

Compare tuition, earnings, and debt across North Carolina schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of North Carolina at Charlotte
Charlotte
$7,214$38,831$25,858
University of North Carolina at Chapel Hill
Chapel Hill
$8,989$32,880$19,000
Western Carolina University
Cullowhee
$4,532$26,135$27,000
Appalachian State University
Boone
$7,541$23,304$26,000
University of North Carolina at Greensboro
Greensboro
$7,593$15,670$26,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Catawba College, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 34 graduates with reported earnings and 38 graduates with debt data. Small samples may not be representative.