Median Earnings (1yr)
$38,831
94th percentile (95th in NC)
Median Debt
$25,858
1% below national median
Debt-to-Earnings
0.67
Manageable
Sample Size
35
Adequate data

Analysis

UNC Charlotte's music program stands out dramatically in North Carolina, placing in the 95th percentile statewide—meaning it outearns nearly every other music program in the state. With first-year graduates earning $38,831, students here make about $14,000 more annually than the typical NC music graduate and nearly $7,000 more than UNC Chapel Hill's music grads, despite Charlotte's 80% admission rate. Nationally, this program beats 94% of music programs, far exceeding the median of $26,036.

The debt load of $25,858 sits right at the national average for music degrees, but paired with these earnings, it creates a manageable 0.67 debt-to-earnings ratio. A graduate making roughly $39,000 should find this level of debt serviceable, particularly compared to the typical music graduate earning just $26,000 with similar debt burdens. Charlotte's location likely plays a role—the city's growing arts scene and corporate environment may offer more diverse employment options than typical college towns.

For parents worried about music degree economics, this program represents an unusually strong bet. Your child would graduate with debt similar to music majors elsewhere but with earning power that significantly exceeds both state and national norms. While no arts degree guarantees financial security, UNC Charlotte appears to have cracked something that most music programs haven't.

Where University of North Carolina at Charlotte Stands

Earnings vs. debt across all music bachelors's programs nationally

University of North Carolina at CharlotteOther music programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of North Carolina at Charlotte graduates compare to all programs nationally

University of North Carolina at Charlotte graduates earn $39k, placing them in the 94th percentile of all music bachelors programs nationally.

Compare to Similar Programs in North Carolina

Music bachelors's programs at peer institutions in North Carolina (44 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Carolina at Charlotte$38,831—$25,8580.67
University of North Carolina at Chapel Hill$32,880$57,343$19,0000.58
Western Carolina University$26,135$41,120$27,0001.03
Catawba College$23,577$32,378$27,0001.15
Appalachian State University$23,304—$26,0001.12
University of North Carolina at Greensboro$15,670$38,820$26,0001.66
National Median$26,036—$26,0001.00

Other Music Programs in North Carolina

Compare tuition, earnings, and debt across North Carolina schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of North Carolina at Chapel Hill
Chapel Hill
$8,989$32,880$19,000
Western Carolina University
Cullowhee
$4,532$26,135$27,000
Catawba College
Salisbury
$33,400$23,577$27,000
Appalachian State University
Boone
$7,541$23,304$26,000
University of North Carolina at Greensboro
Greensboro
$7,593$15,670$26,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Charlotte, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 35 graduates with reported earnings and 32 graduates with debt data. Small samples may not be representative.