Analysis
UNC Charlotte's music program stands out dramatically in North Carolina, placing in the 95th percentile statewide—meaning it outearns nearly every other music program in the state. With first-year graduates earning $38,831, students here make about $14,000 more annually than the typical NC music graduate and nearly $7,000 more than UNC Chapel Hill's music grads, despite Charlotte's 80% admission rate. Nationally, this program beats 94% of music programs, far exceeding the median of $26,036.
The debt load of $25,858 sits right at the national average for music degrees, but paired with these earnings, it creates a manageable 0.67 debt-to-earnings ratio. A graduate making roughly $39,000 should find this level of debt serviceable, particularly compared to the typical music graduate earning just $26,000 with similar debt burdens. Charlotte's location likely plays a role—the city's growing arts scene and corporate environment may offer more diverse employment options than typical college towns.
For parents worried about music degree economics, this program represents an unusually strong bet. Your child would graduate with debt similar to music majors elsewhere but with earning power that significantly exceeds both state and national norms. While no arts degree guarantees financial security, UNC Charlotte appears to have cracked something that most music programs haven't.
Where University of North Carolina at Charlotte Stands
Earnings vs. debt across all music bachelors's programs nationally
Earnings Distribution
How University of North Carolina at Charlotte graduates compare to all programs nationally
Compare to Similar Programs in North Carolina
Music bachelors's programs at peer institutions in North Carolina (44 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $7,214 | $38,831 | — | $25,858 | 0.67 | |
| $8,989 | $32,880 | $57,343 | $19,000 | 0.58 | |
| $4,532 | $26,135 | $41,120 | $27,000 | 1.03 | |
| $33,400 | $23,577 | $32,378 | $27,000 | 1.15 | |
| $7,541 | $23,304 | — | $26,000 | 1.12 | |
| $7,593 | $15,670 | $38,820 | $26,000 | 1.66 | |
| National Median | — | $26,036 | — | $26,000 | 1.00 |
Career Paths
Occupations commonly associated with music graduates
Art, Drama, and Music Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Music Directors and Composers
Sound Engineering Technicians
Musicians and Singers
Disc Jockeys, Except Radio
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina at Charlotte, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 35 graduates with reported earnings and 32 graduates with debt data. Small samples may not be representative.