Median Earnings (1yr)
$46,522
64th percentile (60th in MI)
Median Debt
$31,000
16% above national median
Debt-to-Earnings
0.67
Manageable
Sample Size
78
Adequate data

Analysis

Central Michigan's special education program hits an unusual pattern: graduates start at $46,522—landing exactly at Michigan's median and solidly above the national average—but see earnings slip to $43,515 by year four. That backward trajectory is concerning for a teaching credential that should lead to steady salary schedule progression. Among Michigan's 20 special education programs, this sits in the 60th percentile, meaning it's middle-of-the-pack statewide. Grand Valley and Hope College both produce graduates earning $3,000-$7,000 more annually, suggesting this program doesn't position teachers as competitively as nearby alternatives.

The financial picture offers one clear advantage: at $31,000 in debt, graduates carry far less than the national median of $26,717 would predict (actually, they carry slightly more), but the 0.67 debt-to-earnings ratio means this is still manageable on a teacher's salary. However, the earnings decline raises questions. Special education teachers typically see raises through experience and continuing education credits—this program's graduates moving backward suggests possible challenges with job placement, credential portability, or retention in the field.

For families committed to special education in Michigan, this is a financially viable path but not an optimal one. The modest debt is responsible, but the earnings trajectory and middling performance against state peers suggest your child might launch their teaching career on stronger footing elsewhere in Michigan.

Where Central Michigan University Stands

Earnings vs. debt across all special education and teaching bachelors's programs nationally

Central Michigan UniversityOther special education and teaching programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Central Michigan University graduates compare to all programs nationally

Central Michigan University graduates earn $47k, placing them in the 64th percentile of all special education and teaching bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Michigan

Special Education and Teaching bachelors's programs at peer institutions in Michigan (20 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Central Michigan University$46,522$43,515$31,0000.67
Grand Valley State University$49,494—$30,3500.61
Hope College$48,630———
Western Michigan University$47,868$43,549$31,0000.65
Concordia University Ann Arbor$47,295———
Wayne State University$44,157$44,713$43,5000.99
National Median$44,139—$26,7170.61

Other Special Education and Teaching Programs in Michigan

Compare tuition, earnings, and debt across Michigan schools

SchoolIn-State TuitionEarnings (1yr)Debt
Grand Valley State University
Allendale
$14,628$49,494$30,350
Hope College
Holland
$40,420$48,630—
Western Michigan University
Kalamazoo
$15,298$47,868$31,000
Concordia University Ann Arbor
Ann Arbor
$34,200$47,295—
Wayne State University
Detroit
$14,297$44,157$43,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Central Michigan University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 78 graduates with reported earnings and 73 graduates with debt data. Small samples may not be representative.