Median Earnings (1yr)
$46,824
79th percentile (60th in NE)
Median Debt
$24,943
5% below national median
Debt-to-Earnings
0.53
Manageable
Sample Size
27
Limited data

Analysis

With a cohort of fewer than 30 graduates, the numbers here tell a preliminary story worth investigating further—but one that leans positive. Chadron State's subject-area teaching graduates start at $46,824, placing them well above the national median and competitive within Nebraska, where they rank in the 60th percentile. That's just behind UNL's program and suggests this rural campus successfully prepares teachers who can command decent starting salaries, likely in secondary education fields where subject expertise matters.

The concerning detail is the earnings plateau: graduates see essentially flat income between years one and four, which is unusual for teachers who typically climb salary schedules through experience and advanced credentials. With debt around $25,000—right at the state median—the 0.53 debt-to-earnings ratio stays manageable, requiring about six months of gross income to cover borrowing. For families weighing in-state teaching programs, that's reasonable compared to alternatives.

The small sample size makes it hard to know if these patterns hold consistently. But the data suggests Chadron State delivers solid preparation for subject-area teachers at a cost that won't anchor graduates with debt—especially important given the 36% of students receiving Pell grants. If your child is drawn to teaching specific subjects and prefers a smaller campus, the financials support that choice, though they should clarify why earnings don't grow as expected.

Where Chadron State College Stands

Earnings vs. debt across all teacher education and professional development, specific subject areas bachelors's programs nationally

Chadron State CollegeOther teacher education and professional development, specific subject areas programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Chadron State College graduates compare to all programs nationally

Chadron State College graduates earn $47k, placing them in the 79th percentile of all teacher education and professional development, specific subject areas bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Nebraska

Teacher Education and Professional Development, Specific Subject Areas bachelors's programs at peer institutions in Nebraska (14 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Chadron State College$46,824$46,170$24,9430.53
University of Nebraska-Lincoln$45,786$45,034$23,0000.50
Concordia University-Nebraska$43,086—$23,6700.55
Wayne State College$42,589$46,318$25,9570.61
University of Nebraska at Kearney$42,001$47,021$26,2870.63
National Median$43,082—$26,2210.61

Other Teacher Education and Professional Development, Specific Subject Areas Programs in Nebraska

Compare tuition, earnings, and debt across Nebraska schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Nebraska-Lincoln
Lincoln
$10,108$45,786$23,000
Concordia University-Nebraska
Seward
$39,330$43,086$23,670
Wayne State College
Wayne
$7,970$42,589$25,957
University of Nebraska at Kearney
Kearney
$8,302$42,001$26,287

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Chadron State College, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 27 graduates with reported earnings and 32 graduates with debt data. Small samples may not be representative.