Median Earnings (1yr)
$70,362
95th percentile (60th in CA)
Median Debt
$21,250
15% below national median
Debt-to-Earnings
0.30
Manageable
Sample Size
44
Adequate data

Analysis

Chapman's accounting program turns in surprisingly strong numbers—graduates earn $70,362 in their first year, crushing the national median by over $16,000 and landing in the 95th percentile nationally. Within California's competitive landscape, where the median sits at $62,202, these graduates still come out ahead by $8,000, though they trail the state's elite programs at Santa Clara and USC. What makes this particularly compelling is the debt picture: at $21,250, students borrow less than both state and national benchmarks, creating a debt-to-earnings ratio of just 0.30—meaning graduates owe roughly four months of their first-year salary.

The earnings trajectory looks healthy too, with 23% growth to $86,240 by year four. While Chapman doesn't command USC-level starting salaries, the value equation works differently here. You're getting outcomes that beat 95% of accounting programs nationwide at a debt level below typical state borrowing. For a selective-but-not-elite school (56% admission rate, 1353 SAT average), these numbers suggest the business school punches above its weight in employer connections and placement.

The straightforward takeaway: Chapman delivers strong accounting outcomes without the debt burden or admission requirements of California's most competitive programs. For families weighing cost against career launch, this represents a clearer path to solid accounting careers than most alternatives.

Where Chapman University Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Chapman UniversityOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Chapman University graduates compare to all programs nationally

Chapman University graduates earn $70k, placing them in the 95th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Accounting bachelors's programs at peer institutions in California (44 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Chapman University$70,362$86,240$21,2500.30
Santa Clara University$78,417$101,411$19,2500.25
University of Southern California$73,903$90,072$16,5000.22
California Lutheran University$72,696$75,436$21,8580.30
University of San Francisco$72,588$92,299$24,6600.34
Menlo College$71,067$92,161$26,9550.38
National Median$53,694—$25,0000.47

Other Accounting Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
Santa Clara University
Santa Clara
$59,241$78,417$19,250
University of Southern California
Los Angeles
$68,237$73,903$16,500
California Lutheran University
Thousand Oaks
$50,670$72,696$21,858
University of San Francisco
San Francisco
$58,222$72,588$24,660
Menlo College
Atherton
$51,070$71,067$26,955

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Chapman University, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 44 graduates with reported earnings and 43 graduates with debt data. Small samples may not be representative.