Analysis
A 0.31 debt-to-earnings ratio suggests this undergraduate certificate could be manageable financially, but the complete reliance on national estimates means families should approach these numbers with caution. Based on comparable marketing certificate programs nationwide, first-year earnings of roughly $64,000 would make the estimated $19,500 in debt serviceable—that's about four months of gross income. However, since College of the Canyons didn't report actual outcomes (likely due to a small graduating cohort), there's no way to know if their graduates fare better or worse than the national median.
The bigger question is whether an undergraduate certificate in marketing justifies any debt at all when community colleges like College of the Canyons typically offer low-cost alternatives. California's marketing certificate programs show identical earnings patterns to the national median, suggesting little regional advantage. For a credential that can often be completed at community college tuition rates (usually under $10,000), graduating with nearly $20,000 in debt raises questions about whether students are maxing out federal loans unnecessarily or stacking this certificate on top of other credentials.
Before committing, ask the school directly: What percentage of certificate completers actually find marketing jobs? What's the typical time to completion? And most importantly, can your child complete this program with minimal or zero borrowing? The earnings potential looks reasonable, but only if the debt stays well below these estimated figures.
Where College of the Canyons Stands
Earnings vs. debt across all marketing certificate's programs nationally
Compare to Similar Programs in California
Marketing certificate's programs at peer institutions in California (5 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,176 | $63,549* | — | $19,500* | — | |
| — | $63,549* | — | $22,060* | 0.35 | |
| National Median | — | $63,549* | — | $22,060* | 0.35 |
Career Paths
Occupations commonly associated with marketing graduates
Advertising and Promotions Managers
Marketing Managers
Sales Managers
Fundraising Managers
Web and Digital Interface Designers
Video Game Designers
Business Teachers, Postsecondary
Market Research Analysts and Marketing Specialists
Search Marketing Strategists
Fundraisers
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At College of the Canyons, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 8 similar programs. Actual outcomes may vary.