Median Earnings (1yr)
$60,584
76th percentile (60th in MN)
Median Debt
$26,500
6% above national median
Debt-to-Earnings
0.44
Manageable
Sample Size
24
Limited data

Analysis

Concordia College's accounting program punches above its weight nationally, landing in the 76th percentile for earnings—but in Minnesota's competitive accounting landscape, it sits closer to the middle of the pack at the 60th percentile. Starting at $60,584, graduates earn slightly more than the state median of $58,472, though they trail the top-tier programs like Minnesota-Twin Cities and Bethel by about $5,000-6,000. The debt load of $26,500 is reasonable for an accounting degree, translating to a manageable 0.44 debt-to-earnings ratio that suggests graduates can handle their loans on a typical accountant's salary.

The 8% earnings growth to $65,319 by year four is modest but steady, typical for accounting careers where the real salary jumps often come later with CPA licensure and managerial roles. For Minnesota families, this program offers solid middle-tier value—better than many regional options but not quite matching the Twin Cities powerhouses. The real caveat here is the small sample size; with fewer than 30 graduates in this dataset, one or two outliers could significantly skew these numbers. If your child wants to stay in Minnesota and work in accounting, Concordia provides a viable path with manageable debt, just don't expect it to deliver the premium earnings commanded by the state's most selective programs.

Where Concordia College at Moorhead Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Concordia College at MoorheadOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Concordia College at Moorhead graduates compare to all programs nationally

Concordia College at Moorhead graduates earn $61k, placing them in the 76th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Accounting bachelors's programs at peer institutions in Minnesota (31 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Concordia College at Moorhead$60,584$65,319$26,5000.44
University of Minnesota-Twin Cities$66,591$80,603$22,3420.34
Bethel University$65,587
University of St Thomas$65,573$70,313$25,0000.38
Augsburg University$64,695$69,716$26,9960.42
College of Saint Benedict$64,410$66,880$26,9250.42
National Median$53,694$25,0000.47

Other Accounting Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Minnesota-Twin Cities
Minneapolis
$16,488$66,591$22,342
Bethel University
Saint Paul
$42,930$65,587
University of St Thomas
Saint Paul
$52,284$65,573$25,000
Augsburg University
Minneapolis
$43,942$64,695$26,996
College of Saint Benedict
Saint Joseph
$53,884$64,410$26,925

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Concordia College at Moorhead, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 24 graduates with reported earnings and 21 graduates with debt data. Small samples may not be representative.