Analysis
Based on comparable Mathematics programs in Minnesota, Concordia's estimated first-year earnings of $57,166 land right at the state median—matching what schools like Macalester report and trailing only slightly behind Minnesota's flagship institutions. By year four, the trajectory shows modest growth to $60,562, which tracks with the steady-but-not-spectacular earnings pattern typical of Mathematics bachelor's programs nationwide.
The debt picture is encouraging. At $24,187, graduates are borrowing close to Minnesota's program median of $23,000 and carrying reasonable debt relative to early earnings (a 0.42 ratio means debt equals about five months of first-year income). This positions Concordia below the 29th percentile nationally for debt burden among Math programs—meaning 71% of comparable programs nationwide saddle students with more debt.
For a family evaluating Concordia's Mathematics program, the key insight is that similar programs across Minnesota produce remarkably consistent outcomes, whether at small liberal arts colleges or large research universities. The estimated figures here reflect that state-level pattern rather than Concordia-specific performance, but they suggest a relatively safe investment: moderate debt for earnings that should make repayment manageable. The program won't launch graduates into high finance salaries, but the debt load respects the reality of what entry-level Mathematics positions typically pay.
Where Concordia College at Moorhead Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Concordia College at Moorhead | — | $60,562 | — |
| Massachusetts Institute of Technology | $109,288 | $180,882 | +66% |
| St Olaf College | $58,825 | $72,810 | +24% |
| University of Minnesota-Twin Cities | $58,153 | $72,102 | +24% |
| University of Minnesota-Duluth | $55,482 | $65,774 | +19% |
Compare to Similar Programs in Minnesota
Mathematics bachelors's programs at peer institutions in Minnesota (27 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $30,020 | $57,166* | $60,562 | $24,187 | — | |
| $56,970 | $58,825* | $72,810 | $23,000 | 0.39 | |
| $16,488 | $58,153* | $72,102 | $22,095 | 0.38 | |
| $64,908 | $57,166* | — | $22,483 | 0.39 | |
| $14,318 | $55,482* | $65,774 | $23,975 | 0.43 | |
| $43,942 | $54,387* | — | $26,452 | 0.49 | |
| National Median | — | $48,772* | — | $21,500 | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Concordia College at Moorhead, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in MN. Actual outcomes may vary.