Analysis
In Illinois, special education programs at public universities consistently produce first-year earnings in the mid-to-high $40,000s—and based on comparable programs statewide, Concordia-Chicago appears to fall right in that range. The estimated $46,205 starting salary aligns closely with the state median and sits just above the national benchmark of $44,139. For a field with strong job security and clear career progression, these numbers reflect the reality of teaching compensation rather than any shortcoming of the program itself.
The estimated $25,000 debt load keeps the debt-to-earnings ratio at a manageable 0.54, meaning graduates would owe roughly half their first year's salary. That's slightly better than the national median debt for this major ($26,717) and on par with other special education programs across Illinois. With 45% of Concordia's students receiving Pell grants, controlling debt becomes especially important, and this program appears positioned reasonably well on that front.
The challenge is less about this specific program and more about special education teaching as a profession: starting salaries cluster tightly across Illinois institutions, from flagship universities to smaller colleges. Your child won't dramatically out-earn their peers by choosing a different program, but they also won't face the debt-to-income squeeze that makes some education degrees risky. If teaching special education is the goal, the financial framework here looks sound—just understand that teacher pay scales, not program prestige, will largely determine earnings trajectory.
Where Concordia University-Chicago Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Compare to Similar Programs in Illinois
Special Education and Teaching bachelors's programs at peer institutions in Illinois (30 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $36,258 | $46,205* | — | $25,000* | — | |
| $16,004 | $51,922* | $61,326 | $18,925* | 0.36 | |
| $20,325 | $48,840* | $47,999 | $35,611* | 0.73 | |
| $16,021 | $48,358* | $49,411 | $20,436* | 0.42 | |
| $14,952 | $46,729* | $44,173 | $25,986* | 0.56 | |
| $12,700 | $46,578* | $49,485 | $21,452* | 0.46 | |
| National Median | — | $44,139* | — | $26,717* | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Concordia University-Chicago, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 10 similar programs in IL. Actual outcomes may vary.