Analysis
Similar economics programs across California suggest this degree carries reasonable financial risk, with estimated first-year earnings around $51,200 against roughly $21,500 in debt. That 0.42 debt-to-earnings ratio falls comfortably within manageable territory—you're looking at debt equivalent to about five months of that first salary, which is well below the threshold where repayment typically becomes burdensome.
What's worth noting is how wide the performance gap runs among California economics programs. While peer institutions suggest Concordia-Irvine graduates start near the state median, top programs in California produce first-year earnings nearly double that figure. This doesn't make the degree a poor choice, but it does mean your child won't have the same immediate earnings trajectory as Berkeley or Stanford graduates. For families prioritizing quick debt payoff or competitive entry into finance and consulting, that gap matters.
The practical question is whether Concordia-Irvine's economics program offers enough—whether through specific industry connections, teaching quality, or campus culture—to justify choosing it over state schools that likely deliver comparable outcomes at lower cost. The estimated debt load is manageable, but only if those earnings materialize and the fit is genuinely right for your student.
Where Concordia University-Irvine Stands
Earnings vs. debt across all economics bachelors's programs nationally
Compare to Similar Programs in California
Economics bachelors's programs at peer institutions in California (55 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $41,390 | $51,212* | — | $21,500* | — | |
| $62,484 | $98,104* | $127,416 | $12,500* | 0.13 | |
| $64,150 | $89,505* | $115,832 | $12,000* | 0.13 | |
| $14,850 | $80,446* | $106,624 | $13,000* | 0.16 | |
| $59,241 | $76,606* | $102,794 | $19,500* | 0.25 | |
| $62,326 | $70,051* | $100,669 | —* | — | |
| National Median | — | $51,722* | — | $22,816* | 0.44 |
Career Paths
Occupations commonly associated with economics graduates
Economists
Environmental Economists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Statisticians
Biostatisticians
Economics Teachers, Postsecondary
Market Research Analysts and Marketing Specialists
Search Marketing Strategists
Secondary School Teachers, Except Special and Career/Technical Education
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Concordia University-Irvine, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 35 similar programs in CA. Actual outcomes may vary.