Analysis
Similar mathematics programs in Minnesota suggest this could be a solid financial choice, with first-year earnings around $57,166 outpacing the national median for math bachelor's degrees by nearly $8,400. The estimated debt of $23,000 creates a manageable 0.40 debt-to-earnings ratio—meaning graduates would owe less than half their first-year salary, which is well within comfortable repayment territory.
The catch is that we're working entirely with estimates here, since Concordia's graduating class is too small for the Department of Education to report actual outcomes. These figures come from the median of just five comparable programs across Minnesota, placing this program right in the middle of the state's mathematics offerings. The estimated earnings align almost exactly with St. Olaf and Macalester, though it's impossible to know if Concordia's actual graduates match this pattern without school-specific data.
For an anxious parent, the fundamentals look reasonable: mathematics degrees generally lead to stable employment, and the projected debt burden wouldn't be crushing. But you're essentially betting that Concordia's outcomes mirror the state average rather than falling below it. If your child has options at schools with reported data—like Minnesota-Twin Cities or Duluth, where you can see actual graduate earnings—those might offer more certainty about return on investment, even if the numbers end up in a similar range.
Where Concordia University-Saint Paul Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Minnesota
Mathematics bachelors's programs at peer institutions in Minnesota (27 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $25,000 | $57,166* | — | $23,000* | — | |
| $56,970 | $58,825* | $72,810 | $23,000* | 0.39 | |
| $16,488 | $58,153* | $72,102 | $22,095* | 0.38 | |
| $64,908 | $57,166* | — | $22,483* | 0.39 | |
| $14,318 | $55,482* | $65,774 | $23,975* | 0.43 | |
| $43,942 | $54,387* | — | $26,452* | 0.49 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Concordia University-Saint Paul, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in MN. Actual outcomes may vary.