Median Earnings (1yr)
$36,243
85th percentile
60th percentile in Minnesota
Median Debt
$27,000
6% above national median

Analysis

Concordia-Saint Paul's psychology graduates earn well above the national median for their field, but find themselves in the middle of Minnesota's competitive psychology market. At $36,243 in first-year earnings, they're outperforming 85% of psychology programs nationally—a solid accomplishment—yet landing at exactly the state median for Minnesota. With $27,000 in debt (less than most psychology graduates nationally), the financial foundation is manageable, though schools like College of Saint Benedict and Metropolitan State demonstrate that Minnesota students can access programs with notably higher starting salaries.

The 37% earnings growth to $49,552 by year four suggests this degree opens doors that compound over time. The debt-to-earnings ratio of 0.74 means graduates start with less than one year's salary in loans, a reasonable position for entering a helping profession where early compensation rarely dazzles. For families considering private tuition at Concordia versus Minnesota's public alternatives or higher-ranked private schools, the calculation hinges on fit and financial aid: the outcomes here are respectable but not exceptional enough to justify a significant price premium over state schools.

This program won't limit your child's options, but Minnesota offers psychology programs with stronger early earnings. If Concordia's net cost after aid matches or beats public options, it's a reasonable choice. If it's significantly more expensive, the earnings data suggests looking at Metropolitan State or the U of M system instead.

Where Concordia University-Saint Paul Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How Concordia University-Saint Paul graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Concordia University-Saint Paul$36,243$49,552+37%
Gustavus Adolphus College$33,174$53,981+63%
University of St Thomas$38,396$51,174+33%
The College of Saint Scholastica$31,367$50,740+62%
University of Minnesota-Twin Cities$36,294$49,126+35%

Compare to Similar Programs in Minnesota

Psychology bachelors's programs at peer institutions in Minnesota (31 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Concordia University-Saint PaulSaint Paul$25,000$36,243$49,552$27,0000.74
College of Saint BenedictSaint Joseph$53,884$41,029$45,302$27,0000.66
Metropolitan State UniversitySaint Paul$9,780$40,958$44,425$30,1550.74
Capella UniversityMinneapolis$14,436$39,764$43,554$40,8161.03
University of Minnesota-DuluthDuluth$14,318$38,543$45,061$24,2250.63
University of St ThomasSaint Paul$52,284$38,396$51,174$27,0000.70
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Concordia University-Saint Paul, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 51 graduates with reported earnings and 83 graduates with debt data. Small samples may not be representative.