Physics at Cornell University
Bachelor's Degree
Analysis
Cornell's physics graduates leave with remarkably low debt—just $15,961, well below both the national median of $23,304 and New York's $20,270. That's the program's strongest selling point. The first-year earnings of $50,933 are solid, landing above the 60th percentile among New York physics programs, though they trail regional competitors like Rensselaer ($60,348) by a notable margin. For context, this puts Cornell ahead of SUNY flagships but behind RPI's engineering-focused outcomes.
The debt-to-earnings ratio of 0.31 is excellent—graduates owe less than four months of salary. However, parents should understand they're paying Ivy League tuition for middle-of-the-pack physics outcomes within the state. While Cornell's admission selectivity (8% acceptance rate, 1520 average SAT) signals an elite student body, the earnings data suggests physics graduates here aren't seeing the same premium that Cornell delivers in other fields.
The value proposition depends heavily on net cost. If your family qualifies for substantial financial aid at Cornell, that low debt figure becomes even more attractive. But if you're paying close to full freight while a SUNY option would cost significantly less, the earnings data doesn't justify a major price premium for undergraduate physics alone—especially if graduate school is likely.
Where Cornell University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Cornell University graduates compare to all programs nationally
Cornell University graduates earn $51k, placing them in the 62th percentile of all physics bachelors programs nationally.
Compare to Similar Programs in New York
Physics bachelors's programs at peer institutions in New York (66 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Cornell University | $50,933 | — | $15,961 | 0.31 |
| Rensselaer Polytechnic Institute | $60,348 | $88,071 | $20,270 | 0.34 |
| CUNY City College | $48,908 | — | — | — |
| Rochester Institute of Technology | $48,374 | — | $27,000 | 0.56 |
| Stony Brook University | $44,562 | $69,154 | $21,683 | 0.49 |
| New York University | $24,802 | — | $22,750 | 0.92 |
| National Median | $47,670 | — | $23,304 | 0.49 |
Other Physics Programs in New York
Compare tuition, earnings, and debt across New York schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Rensselaer Polytechnic Institute Troy | $61,884 | $60,348 | $20,270 |
| CUNY City College New York | $7,340 | $48,908 | — |
| Rochester Institute of Technology Rochester | $57,016 | $48,374 | $27,000 |
| Stony Brook University Stony Brook | $10,560 | $44,562 | $21,683 |
| New York University New York | $60,438 | $24,802 | $22,750 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Cornell University, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 32 graduates with reported earnings and 55 graduates with debt data. Small samples may not be representative.