Analysis
CUNY City College's physics graduates earn $48,908 in their first year, landing above the national median and competitive with Rochester Institute of Technology—an impressive showing for a program that costs far less. While the debt figure here is estimated from similar New York programs at around $19,842, that would translate to a debt-to-earnings ratio of 0.41, meaning graduates could theoretically pay off their loans in about five months of gross salary.
The real story is value. City College serves a population where 60% receive Pell grants, yet its physics graduates out-earn those from NYU by nearly double and match outcomes at much pricier private alternatives. Though we're working with estimated debt rather than program-specific figures, comparable physics programs in New York suggest borrowing stays manageable, especially when paired with earnings that track slightly above the state median. The combination of access, affordability, and competitive outcomes makes this particularly noteworthy in New York's expensive higher education landscape.
For a physics degree that delivers middle-of-the-pack national earnings with likely below-average debt, City College presents a practical investment—especially for families where cost matters most. The lack of reported debt data means we can't confirm the exact financial picture, but peer programs and strong earnings suggest solid fundamentals for students willing to work through a rigorous STEM program.
Where CUNY City College Stands
Earnings vs. debt across all physics bachelors's programs nationally
Earnings Distribution
How CUNY City College graduates compare to all programs nationally
Compare to Similar Programs in New York
Physics bachelors's programs at peer institutions in New York (66 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $7,340 | $48,908 | — | $19,842* | — | |
| $61,884 | $60,348 | $88,071 | $20,270* | 0.34 | |
| $66,014 | $50,933 | — | $15,961* | 0.31 | |
| $57,016 | $48,374 | — | $27,000* | 0.56 | |
| $10,560 | $44,562 | $69,154 | $21,683* | 0.49 | |
| $60,438 | $24,802 | — | $22,750* | 0.92 | |
| National Median | — | $47,670 | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At CUNY City College, approximately 60% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 18 graduates with reported earnings and 11 graduates with debt data. Small samples may not be representative.