Analysis
Stony Brook's physics program sits in an unusual position—it ranks below both the New York state median and national averages for first-year earnings, placing around the 40th percentile among New York schools. With starting salaries around $44,500, graduates earn roughly $4,000 less than the typical physics graduate in their state. However, the small sample size here (under 30 graduates) means we're looking at a limited snapshot that may not represent the full range of outcomes, particularly if several graduates chose academic or research paths with initially lower but ultimately rewarding trajectories.
The debt picture offers some relief: at $21,700, it's manageable and slightly below the state median, creating a debt-to-earnings ratio under 0.5. More encouraging is the 55% earnings growth by year four, reaching $69,000—a significant jump that suggests graduates gain valuable market traction over time. Still, even at that four-year mark, Stony Brook physics graduates trail programs like RPI ($60,300 starting) by a wide margin.
For a solid public university with strong STEM credentials and a 38% Pell grant population, these numbers feel underwhelming. If your child is physics-passionate and cost-conscious, Stony Brook's reasonable debt load makes it viable, but the relatively weak early earnings compared to peer New York programs suggest they'll need patience or strategic career choices (industry over academia) to see the program pay off financially.
Where Stony Brook University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Earnings Distribution
How Stony Brook University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Stony Brook University | $44,562 | $69,154 | +55% |
| Massachusetts Institute of Technology | $54,773 | $166,156 | +203% |
| University of California-Santa Barbara | $53,597 | $88,722 | +66% |
| Rensselaer Polytechnic Institute | $60,348 | $88,071 | +46% |
| Portland State University | $62,749 | $83,259 | +33% |
Compare to Similar Programs in New York
Physics bachelors's programs at peer institutions in New York (66 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $10,560 | $44,562 | $69,154 | $21,683 | 0.49 | |
| $61,884 | $60,348 | $88,071 | $20,270 | 0.34 | |
| $66,014 | $50,933 | — | $15,961 | 0.31 | |
| $7,340 | $48,908 | — | — | — | |
| $57,016 | $48,374 | — | $27,000 | 0.56 | |
| $60,438 | $24,802 | — | $22,750 | 0.92 | |
| National Median | — | $47,670 | — | $23,304 | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Stony Brook University, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 27 graduates with reported earnings and 35 graduates with debt data. Small samples may not be representative.