Median Earnings (1yr)
$44,562
43rd percentile (40th in NY)
Median Debt
$21,683
7% below national median
Debt-to-Earnings
0.49
Manageable
Sample Size
27
Limited data

Analysis

Stony Brook's physics program sits in an unusual position—it ranks below both the New York state median and national averages for first-year earnings, placing around the 40th percentile among New York schools. With starting salaries around $44,500, graduates earn roughly $4,000 less than the typical physics graduate in their state. However, the small sample size here (under 30 graduates) means we're looking at a limited snapshot that may not represent the full range of outcomes, particularly if several graduates chose academic or research paths with initially lower but ultimately rewarding trajectories.

The debt picture offers some relief: at $21,700, it's manageable and slightly below the state median, creating a debt-to-earnings ratio under 0.5. More encouraging is the 55% earnings growth by year four, reaching $69,000—a significant jump that suggests graduates gain valuable market traction over time. Still, even at that four-year mark, Stony Brook physics graduates trail programs like RPI ($60,300 starting) by a wide margin.

For a solid public university with strong STEM credentials and a 38% Pell grant population, these numbers feel underwhelming. If your child is physics-passionate and cost-conscious, Stony Brook's reasonable debt load makes it viable, but the relatively weak early earnings compared to peer New York programs suggest they'll need patience or strategic career choices (industry over academia) to see the program pay off financially.

Where Stony Brook University Stands

Earnings vs. debt across all physics bachelors's programs nationally

Stony Brook UniversityOther physics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Stony Brook University graduates compare to all programs nationally

Stony Brook University graduates earn $45k, placing them in the 43th percentile of all physics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Physics bachelors's programs at peer institutions in New York (66 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Stony Brook University$44,562$69,154$21,6830.49
Rensselaer Polytechnic Institute$60,348$88,071$20,2700.34
Cornell University$50,933$15,9610.31
CUNY City College$48,908
Rochester Institute of Technology$48,374$27,0000.56
New York University$24,802$22,7500.92
National Median$47,670$23,3040.49

Other Physics Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Rensselaer Polytechnic Institute
Troy
$61,884$60,348$20,270
Cornell University
Ithaca
$66,014$50,933$15,961
CUNY City College
New York
$7,340$48,908
Rochester Institute of Technology
Rochester
$57,016$48,374$27,000
New York University
New York
$60,438$24,802$22,750

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Stony Brook University, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 27 graduates with reported earnings and 35 graduates with debt data. Small samples may not be representative.