Analysis
Baruch's Business Economics program punches well above its weight, particularly when compared to other New York schools. While first-year earnings of $57,909 sit just above the national median, the program ranks in the 80th percentile among New York programs—where the state median is only $41,188. That's a $16,000 premium over the typical New York program, and these graduates carry just $12,000 in debt, roughly half the state median. The debt-to-earnings ratio of 0.21 means graduates could theoretically pay off their loans in under three months of work.
The numbers become even more compelling by year four, when earnings climb to $70,307—a healthy 21% increase that signals strong career trajectory. This matters because some business programs show earnings plateaus earlier. Baruch serves a predominantly first-generation and lower-income student body (55% receive Pell grants), yet produces outcomes that rival more selective private institutions without the accompanying debt burden.
For families weighing CUNY tuition against private alternatives, this is straightforward math. You're getting top-quartile New York earnings with minimal debt, from a school deeply connected to New York's financial district. The combination of location, low cost, and strong employer relationships makes this one of the state's best values in business education.
Where CUNY Bernard M Baruch College Stands
Earnings vs. debt across all business/managerial economics bachelors's programs nationally
Earnings Distribution
How CUNY Bernard M Baruch College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| CUNY Bernard M Baruch College | $57,909 | $70,307 | +21% |
| Villanova University | $82,212 | $122,309 | +49% |
| Lehigh University | $81,796 | $101,741 | +24% |
| SUNY Oneonta | $41,859 | $69,125 | +65% |
| State University of New York at Cortland | $40,517 | $63,367 | +56% |
Compare to Similar Programs in New York
Business/Managerial Economics bachelors's programs at peer institutions in New York (15 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $7,464 | $57,909 | $70,307 | $12,000 | 0.21 | |
| $8,812 | $41,859 | $69,125 | $20,775 | 0.50 | |
| $8,815 | $40,517 | $63,367 | $26,000 | 0.64 | |
| $24,308 | $22,841 | — | — | — | |
| National Median | — | $53,219 | — | $22,250 | 0.42 |
Career Paths
Occupations commonly associated with business/managerial economics graduates
Economists
Environmental Economists
Financial Risk Specialists
Management Analysts
Economics Teachers, Postsecondary
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At CUNY Bernard M Baruch College, approximately 55% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 94 graduates with reported earnings and 44 graduates with debt data. Small samples may not be representative.