Median Earnings (1yr)
$40,517
5th percentile (40th in NY)
Median Debt
$26,000
17% above national median
Debt-to-Earnings
0.64
Manageable
Sample Size
145
Adequate data

Analysis

SUNY Cortland's business economics program starts slow but builds momentum—graduates earn just $40,517 in their first year, landing in the 5th percentile nationally. Before you panic, though, look at what happens next: earnings jump to $63,367 by year four, a 56% increase that ultimately exceeds both the national and New York state medians for this degree. Among New York's 15 business economics programs, this sits right at the middle of the pack (40th percentile), performing comparably to SUNY Oneonta.

The debt burden is actually a bright spot here—at $26,000, it's slightly above the state median but well below national norms, and that 0.64 ratio to first-year earnings is manageable, especially considering where graduates end up four years out. This isn't Baruch, where graduates start strong right away, but with 100+ graduates in the sample, these patterns are reliable.

The real question is whether your student can weather those lean first years, likely requiring additional support or part-time work. If they can make it to year four, they'll catch up to their peers elsewhere. This program works best for families who can afford patience and have a financial cushion to support a slower launch.

Where State University of New York at Cortland Stands

Earnings vs. debt across all business/managerial economics bachelors's programs nationally

State University of New York at CortlandOther business/managerial economics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How State University of New York at Cortland graduates compare to all programs nationally

State University of New York at Cortland graduates earn $41k, placing them in the 5th percentile of all business/managerial economics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Business/Managerial Economics bachelors's programs at peer institutions in New York (15 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
State University of New York at Cortland$40,517$63,367$26,0000.64
CUNY Bernard M Baruch College$57,909$70,307$12,0000.21
SUNY Oneonta$41,859$69,125$20,7750.50
Utica University$22,841———
National Median$53,219—$22,2500.42

Other Business/Managerial Economics Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
CUNY Bernard M Baruch College
New York
$7,464$57,909$12,000
SUNY Oneonta
Oneonta
$8,812$41,859$20,775
Utica University
Utica
$24,308$22,841—

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At State University of New York at Cortland, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 145 graduates with reported earnings and 138 graduates with debt data. Small samples may not be representative.