Analysis
In New York, physics programs at public institutions produce vastly different outcomes, and Hunter College appears to land in the middle tier. Comparable programs across the state suggest first-year earnings around $48,600, which tracks with the national median for physics graduates. However, when you look at peer programs with actual reported data—City College at $48,900, Stony Brook at $44,500—it's clear that undergraduate physics programs cluster tightly around this range, with elite private schools like RPI ($60,300) commanding a premium.
The estimated debt of roughly $19,800 creates a manageable 0.41 ratio to first-year earnings, well below the typical threshold where repayment becomes burdensome. This is notably lower than both the state and national median debt for physics programs, likely reflecting Hunter's public school tuition structure and the fact that 55% of students receive Pell grants. Similar programs in New York carry about $20,300 in debt, so this estimate aligns with what you'd expect from CUNY's pricing.
For a physics degree that costs half what you'd pay at private alternatives while producing comparable earnings to most state schools, Hunter presents a practical value equation. The bigger question is whether your child plans to pursue graduate work—physics bachelor's degrees often serve as a stepping stone rather than a terminal credential, and in that case, keeping undergraduate debt low becomes even more advantageous.
Where CUNY Hunter College Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in New York
Physics bachelors's programs at peer institutions in New York (66 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $7,382 | $48,641* | — | $19,842* | — | |
| $61,884 | $60,348* | $88,071 | $20,270* | 0.34 | |
| $66,014 | $50,933* | — | $15,961* | 0.31 | |
| $7,340 | $48,908* | — | —* | — | |
| $57,016 | $48,374* | — | $27,000* | 0.56 | |
| $10,560 | $44,562* | $69,154 | $21,683* | 0.49 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At CUNY Hunter College, approximately 55% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in NY. Actual outcomes may vary.