Location: New York, NY•In-State Tuition: $7,470•Out-of-State Tuition: $15,420•Admission Rate: 57%•Avg SAT: 1140
Median Earnings (1yr)
$35,656
55th percentile
60th percentile in New York
Median Debt
$13,421
50% below national median
D/E Ratio: 0.38 ManageableSample: 497 graduates

Analysis

CUNY John Jay's psychology program stands out for delivering solid outcomes at an exceptionally low cost. With median debt of just $13,421—half the state average and dramatically below the national median of $27,000—graduates enter the workforce with minimal financial burden. The debt-to-earnings ratio of 0.38 means students can realistically pay off their loans within a few years of graduation.

The earnings trajectory tells an encouraging story. While first-year salaries of $35,656 are modest, they jump to nearly $50,000 by year four—a 40% increase that outpaces many psychology programs. Among New York's psychology programs, John Jay ranks in the 60th percentile for earnings, performing better than the state median despite its focus on serving working-class students (59% receive Pell grants).

For families prioritizing affordability without sacrificing career prospects, this program offers compelling value. Yes, top-tier programs like Baruch produce higher earners, but John Jay's combination of reasonable debt and strong earnings growth creates a clear path to financial stability. The robust sample size gives confidence these outcomes are reliable, making this an attractive option for students who want to enter psychology without crushing debt.

Where CUNY John Jay College of Criminal Justice Stands

Earnings vs. debt across all clinical, counseling and applied psychology bachelors's programs nationally

CUNY John Jay College of Criminal JusticeOther clinical, counseling and applied psychology programs

Dashed lines show national medians. Upper-left = best value.

Earnings Distribution

How CUNY John Jay College of Criminal Justice graduates compare to all programs nationally

CUNY John Jay College of Criminal Justice earns $36k — 55th percentile among clinical, counseling and applied psychology bachelors programs.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
CUNY John Jay College of Criminal Justice$35,656$49,895+40%
Pace University$40,671$57,765+42%
Farmingdale State College$28,904$49,661+72%
The College of Saint Rose$32,008$49,446+54%
CUNY Bernard M Baruch College$57,204$46,414-19%

Compare to Similar Programs in New York

Clinical, Counseling and Applied Psychology bachelors's programs at peer institutions in New York (15 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
CUNY John Jay College of Criminal JusticeNew York$7,470$35,656$49,895$13,4210.38
CUNY Bernard M Baruch CollegeNew York$7,464$57,204$46,414——
Pace UniversityNew York$51,424$40,671$57,765$26,0000.64
SUNY College of Technology at CantonCanton$8,689$36,254$40,641$26,0000.72
The College of Saint RoseAlbany$37,452$32,008$49,446$20,5000.64
SUNY MorrisvilleMorrisville$8,769$31,903—$28,2740.89
National Median—$34,506—$27,0000.78

Career Paths

Occupations commonly associated with clinical, counseling and applied psychology graduates

Human Resources Managers

Plan, direct, or coordinate human resources activities and staff of an organization.

$140,030/yrJobs growth:Bachelor's degree

Training and Development Managers

Plan, direct, or coordinate the training and development activities and staff of an organization.

$127,090/yrJobs growth:Bachelor's degree

Management Analysts

Conduct organizational studies and evaluations, design systems and procedures, conduct work simplification and measurement studies, and prepare operations and procedures manuals to assist management in operating more efficiently and effectively. Includes program analysts and management consultants.

$101,190/yrJobs growth:Bachelor's degree

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

School Psychologists

Diagnose and implement individual or schoolwide interventions or strategies to address educational, behavioral, or developmental issues that adversely impact educational functioning in a school. May address student learning and behavioral problems and counsel students or families. May design and implement performance plans, and evaluate performance. May consult with other school-based personnel.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Human Resources Specialists

Recruit, screen, interview, or place individuals within an organization. May perform other activities in multiple human resources areas.

$72,910/yrJobs growth:Bachelor's degree

Training and Development Specialists

Design or conduct work-related training and development programs to improve individual skills or organizational performance. May analyze organizational training needs or evaluate training effectiveness.

$65,850/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At CUNY John Jay College of Criminal Justice, approximately 59% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 497 graduates with reported earnings and 292 graduates with debt data. Small samples may not be representative.