Analysis
Pace University's psychology program delivers something rare for this field: earnings that actually grow substantially after graduation. While graduates start at $40,671—already well above both the national and New York state medians—they see income jump 42% to $57,765 by year four. That trajectory matters in a discipline where many bachelor's degree holders struggle to reach $35,000 even years into their careers.
The $26,000 debt load sits slightly below the national average and, importantly, creates a manageable 0.64 ratio to first-year earnings. This represents better financial positioning than 83% of similar programs nationwide. Within New York, the picture is more competitive—several CUNY schools achieve higher starting salaries—but Pace's combination of strong earnings growth and moderate debt still delivers solid value, ranking in the 60th percentile statewide.
The real question for families is whether this upward earnings trend reflects Pace's professional network and New York City location helping graduates move into higher-paying adjacent fields, or if it's sustainable within psychology itself. Either way, at these debt levels and with this earnings trajectory, the program offers a clearer path to financial stability than most undergraduate psychology degrees provide.
Where Pace University Stands
Earnings vs. debt across all clinical, counseling and applied psychology bachelors's programs nationally
Earnings Distribution
How Pace University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Pace University | $40,671 | $57,765 | +42% |
| CUNY John Jay College of Criminal Justice | $35,656 | $49,895 | +40% |
| Farmingdale State College | $28,904 | $49,661 | +72% |
| The College of Saint Rose | $32,008 | $49,446 | +54% |
| CUNY Bernard M Baruch College | $57,204 | $46,414 | -19% |
Compare to Similar Programs in New York
Clinical, Counseling and Applied Psychology bachelors's programs at peer institutions in New York (15 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $51,424 | $40,671 | $57,765 | $26,000 | 0.64 | |
| $7,464 | $57,204 | $46,414 | — | — | |
| $8,689 | $36,254 | $40,641 | $26,000 | 0.72 | |
| $7,470 | $35,656 | $49,895 | $13,421 | 0.38 | |
| $37,452 | $32,008 | $49,446 | $20,500 | 0.64 | |
| $8,769 | $31,903 | — | $28,274 | 0.89 | |
| National Median | — | $34,506 | — | $27,000 | 0.78 |
Career Paths
Occupations commonly associated with clinical, counseling and applied psychology graduates
Human Resources Managers
Training and Development Managers
Management Analysts
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
School Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Human Resources Specialists
Training and Development Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Pace University, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 41 graduates with reported earnings and 57 graduates with debt data. Small samples may not be representative.